Mold Removal Cost And Risk In Santa Fe County, NM

A typical professional mold job in Santa Fe County runs about $1,500 to $5,950 before rebuild, using the Santa Fe, NM price level. Below are the 12 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and New Mexico rules.

1989Median year homes were built

34%Homes built before 1980

29%Homes rented, not owned

$416,900Median home value

77,686Housing units

155,175People

Housing figures from Census ACS 2019 to 2023.

Half the homes in Santa Fe County were built before 1989, and 34 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 29 percent of homes in Santa Fe County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 87501 has the oldest homes here, a median year of 1971, and ZIP 87507 the newest, 1997.

Typical Prices In Santa Fe County

JobSizeNational RangeSanta Fe County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,500 to $5,950
Mold Remediationan attic$2,000 to $7,500$2,000 to $7,400
Mold Inspection and Testinga visual inspection$200 to $600$200 to $600
Mold Inspection and Testingan inspection with samples$300 to $1,000$300 to $1,000
Mold Inspection and Testinga clearance test$300 to $800$300 to $800

Estimate is the national range times 98.8 divided by 100, the price level for Santa Fe, NM, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,950, that cap falls short by about $950 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates Santa Fe County high for winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart

HazardFEMA Risk Rating
Inland floodingRelatively Moderate
Coastal floodingNot Applicable
HurricaneNot Applicable
Cold waveRelatively Low
Winter weatherRelatively High

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Santa Fe County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
87010Santa Fe County198342%$450,000
87015Santa Fe County199313%$263,200
87056Santa Fe County199113%$197,300
87501Santa Fe County197162%$649,100
87505Santa Fe County198149%$484,100
87506Santa Fe County199327%$523,600
87507Santa Fe County199718%$333,300
87508Santa Fe County199611%$529,000
87522Santa Fe County197658%$219,400
87535Santa Fe County199137%$428,100
87540Santa Fe County199336%$685,900
87567Cuartelez197257%$284,200

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

New Mexico Rules On Mold

New Mexico Mold And Insurance Rules

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Santa Fe County Area

Santa Fe, NM