Mold Removal Cost And Risk In Taos County, NM

A typical professional mold job in Taos County runs about $1,300 to $5,150 before rebuild, using the New Mexico nonmetro price level. Below are the 18 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and New Mexico rules.

1983Median year homes were built

44%Homes built before 1980

21%Homes rented, not owned

$354,000Median home value

21,091Housing units

34,516People

Housing figures from Census ACS 2019 to 2023.

Half the homes in Taos County were built before 1983, and 44 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 21 percent of homes in Taos County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 87524 has the oldest homes here, a median year of 1956, and ZIP 87513 the newest, 1996.

Typical Prices In Taos County

JobSizeNational RangeTaos County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,300 to $5,150
Mold Remediationan attic$2,000 to $7,500$1,700 to $6,450
Mold Inspection and Testinga visual inspection$200 to $600$150 to $500
Mold Inspection and Testingan inspection with samples$300 to $1,000$250 to $850
Mold Inspection and Testinga clearance test$300 to $800$250 to $700

Estimate is the national range times 85.9 divided by 100, the price level for the nonmetro part of the state, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,150, that cap falls short by about $150 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates Taos County high for winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart

HazardFEMA Risk Rating
Inland floodingRelatively Moderate
Coastal floodingNot Applicable
HurricaneNot Applicable
Cold waveRelatively Low
Winter weatherRelatively High

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Taos County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
87512Taos County196587%Not published
87513Taos County19963%$403,400
87514Arroyo Seco198147%$521,300
87517Taos County199223%Not published
87519Taos County198050%$415,800
87524Costilla195682%Not published
87525Taos County197954%Not published
87529Taos County199224%$393,600
87531Taos County196068%Not published
87543Taos County197166%Not published
87553Taos County197462%$200,300
87556Taos County197952%$226,900
87557Taos County198740%$373,400
87558Taos County198147%$429,500
87564Taos County196858%Not published
87571Taos County198050%$416,800
87579Taos County197659%$125,100
87580Taos County198526%Not published

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

New Mexico Rules On Mold

New Mexico Mold And Insurance Rules

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Taos County Area

Taos, NM