Mold Removal Cost And Risk In Carteret County, NC
A typical professional mold job in Carteret County runs about $1,350 to $5,300 before rebuild, using the North Carolina nonmetro price level. Below are the 17 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and North Carolina rules.
1989Median year homes were built
30%Homes built before 1980
26%Homes rented, not owned
$304,200Median home value
51,615Housing units
68,652People
Half the homes in Carteret County were built before 1989, and 30 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 26 percent of homes in Carteret County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 28524 has the oldest homes here, a median year of 1948, and ZIP 28520 the newest, 2009.
Typical Prices In Carteret County
| Job | Size | National Range | Carteret County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,350 to $5,300 |
| Mold Remediation | an attic | $2,000 to $7,500 | $1,750 to $6,650 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $200 to $550 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $250 to $900 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $250 to $700 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,300, that cap falls short by about $300 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates Carteret County high for coastal flooding, hurricane, winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively Low |
| Coastal flooding | Relatively High |
| Hurricane | Very High |
| Cold wave | Relatively Low |
| Winter weather | Relatively High |
ZIP Code Neighborhoods In Carteret County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 28511 | Carteret County | 1954 | 74% | $154,900 |
| 28512 | Atlantic Beach | 1984 | 36% | $529,400 |
| 28516 | Carteret County | 1988 | 38% | $292,300 |
| 28520 | Carteret County | 2009 | 43% | $222,700 |
| 28524 | Davis | 1948 | 83% | $180,100 |
| 28528 | Gloucester | 1984 | 48% | $247,300 |
| 28531 | Harkers Island | 1983 | 47% | $295,500 |
| 28553 | Marshallberg | 1971 | 56% | $173,200 |
| 28557 | Carteret County | 1986 | 38% | $331,800 |
| 28570 | Carteret County | 1994 | 20% | $245,300 |
| 28575 | Carteret County | 1986 | 12% | $242,900 |
| 28577 | Carteret County | 1997 | 26% | $441,700 |
| 28579 | Carteret County | 1992 | 37% | $416,000 |
| 28581 | Carteret County | 1995 | 31% | $172,500 |
| 28584 | Carteret County | 1999 | 22% | $308,000 |
| 28589 | Carteret County | Not published | 52% | Not published |
| 28594 | Emerald Isle | 1989 | 20% | $563,600 |
North Carolina Rules On Mold
North Carolina Mold And Insurance Rules
- The North Carolina guide shows a mold coverage limit of $5,000 for fungi, rot or bacteria. Consumer's Guide to Homeowners Insurance, NCDOI
- That $5,000 is the most paid no matter how many claims you make. Consumer's Guide to Homeowners Insurance, NCDOI
- Licensing. North Carolina does not require a license, certification or registration for mold inspection or cleanup. Indoor Environmental Quality, Dampness, and Mold, NC Division of Public Health
All North Carolina Mold And Insurance Rules lines
North Carolina Department of Insurance
- The North Carolina home insurance guide says the fungi, wet or dry rot and bacteria coverage pays up to 5,000 dollars in total. A Consumer's Guide to Homeowner's Insurance
- That 5,000 dollar total does not grow with more claims or more locations. A Consumer's Guide to Homeowner's Insurance