Mold Removal Cost And Risk In Chatham County, NC

A typical professional mold job in Chatham County runs about $1,450 to $5,850 before rebuild, using the Durham-Chapel Hill, NC price level. Below are the 11 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and North Carolina rules.

1997Median year homes were built

25%Homes built before 1980

20%Homes rented, not owned

$397,800Median home value

35,013Housing units

78,319People

Housing figures from Census ACS 2019 to 2023.

Half the homes in Chatham County were built before 1997, and 25 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 20 percent of homes in Chatham County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 27208 has the oldest homes here, a median year of 1972, and ZIP 27562 the newest, 2012.

Typical Prices In Chatham County

JobSizeNational RangeChatham County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,450 to $5,850
Mold Remediationan attic$2,000 to $7,500$1,950 to $7,300
Mold Inspection and Testinga visual inspection$200 to $600$200 to $600
Mold Inspection and Testingan inspection with samples$300 to $1,000$300 to $1,000
Mold Inspection and Testinga clearance test$300 to $800$300 to $800

Estimate is the national range times 97.6 divided by 100, the price level for Durham-Chapel Hill, NC, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,850, that cap falls short by about $850 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates none of the water hazards below as high for Chatham County.

HazardFEMA Risk Rating
Inland floodingRelatively Moderate
Coastal floodingNot Applicable
HurricaneRelatively Moderate
Cold waveRelatively Low
Winter weatherRelatively Low

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Chatham County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
27207Chatham County198543%$188,800
27208Chatham County197265%$167,800
27213Chatham CountyNot published100%Not published
27252Chatham County197260%$168,100
27256Chatham CountyNot published100%Not published
27312Chatham County199622%$423,200
27344Chatham County198741%$176,800
27517Chatham County199823%$571,900
27523Chatham County200512%$585,900
27559Chatham County199128%$347,000
27562Chatham County201218%$590,100

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

North Carolina Rules On Mold

North Carolina Mold And Insurance Rules

All North Carolina Mold And Insurance Rules lines

North Carolina Department of Insurance

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Guides

Area Map

Chatham County Area

Durham-Chapel Hill, NC