Mold Removal Cost And Risk In Cumberland County, NC
A typical professional mold job in Cumberland County runs about $1,400 to $5,500 before rebuild, using the Fayetteville, NC price level. Below are the 15 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and North Carolina rules.
1987Median year homes were built
39%Homes built before 1980
46%Homes rented, not owned
$183,700Median home value
143,184Housing units
336,749People
Half the homes in Cumberland County were built before 1987, and 39 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 46 percent of homes in Cumberland County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 28305 has the oldest homes here, a median year of 1957, and ZIP 28348 the newest, 1997.
Typical Prices In Cumberland County
| Job | Size | National Range | Cumberland County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,400 to $5,500 |
| Mold Remediation | an attic | $2,000 to $7,500 | $1,850 to $6,900 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $200 to $550 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $300 to $900 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $300 to $750 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,500, that cap falls short by about $500 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates Cumberland County high for hurricane, winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively Moderate |
| Coastal flooding | No Rating |
| Hurricane | Relatively High |
| Cold wave | Relatively Moderate |
| Winter weather | Very High |
ZIP Code Neighborhoods In Cumberland County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 28301 | Fayetteville | 1973 | 59% | $109,900 |
| 28303 | Fayetteville | 1976 | 64% | $174,900 |
| 28304 | Fayetteville | 1980 | 50% | $154,300 |
| 28305 | Fayetteville | 1957 | 74% | $242,600 |
| 28306 | Cumberland County | 1994 | 29% | $218,900 |
| 28307 | Fayetteville | 1976 | 59% | Not published |
| 28311 | Cumberland County | 1987 | 36% | $195,700 |
| 28312 | Cumberland County | 1992 | 30% | $207,300 |
| 28314 | Fayetteville | 1992 | 25% | $172,000 |
| 28331 | Falcon | 1989 | 0% | Not published |
| 28342 | Falcon | 1984 | 44% | $183,300 |
| 28348 | Cumberland County | 1997 | 22% | $203,700 |
| 28356 | Cumberland County | 1996 | 26% | $214,900 |
| 28391 | Cumberland County | 1995 | 29% | $184,300 |
| 28395 | Cumberland County | 1991 | 35% | $226,200 |
Cities And Towns
North Carolina Rules On Mold
North Carolina Mold And Insurance Rules
- The North Carolina guide shows a mold coverage limit of $5,000 for fungi, rot or bacteria. Consumer's Guide to Homeowners Insurance, NCDOI
- That $5,000 is the most paid no matter how many claims you make. Consumer's Guide to Homeowners Insurance, NCDOI
- Licensing. North Carolina does not require a license, certification or registration for mold inspection or cleanup. Indoor Environmental Quality, Dampness, and Mold, NC Division of Public Health
All North Carolina Mold And Insurance Rules lines
North Carolina Department of Insurance
- The North Carolina home insurance guide says the fungi, wet or dry rot and bacteria coverage pays up to 5,000 dollars in total. A Consumer's Guide to Homeowner's Insurance
- That 5,000 dollar total does not grow with more claims or more locations. A Consumer's Guide to Homeowner's Insurance