Mold Removal Cost And Risk In Hertford County, NC

A typical professional mold job in Hertford County runs about $1,350 to $5,300 before rebuild, using the North Carolina nonmetro price level. Below are the 6 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and North Carolina rules.

1976Median year homes were built

56%Homes built before 1980

34%Homes rented, not owned

$111,100Median home value

9,831Housing units

20,492People

Housing figures from Census ACS 2019 to 2023.

Half the homes in Hertford County were built before 1976, and 56 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 34 percent of homes in Hertford County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 27818 has the oldest homes here, a median year of 1972, and ZIP 27922 the newest, 1983.

Typical Prices In Hertford County

JobSizeNational RangeHertford County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,350 to $5,300
Mold Remediationan attic$2,000 to $7,500$1,750 to $6,650
Mold Inspection and Testinga visual inspection$200 to $600$200 to $550
Mold Inspection and Testingan inspection with samples$300 to $1,000$250 to $900
Mold Inspection and Testinga clearance test$300 to $800$250 to $700

Estimate is the national range times 88.4 divided by 100, the price level for the nonmetro part of the state, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,300, that cap falls short by about $300 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates Hertford County high for hurricane. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart

HazardFEMA Risk Rating
Inland floodingRelatively Low
Coastal floodingVery Low
HurricaneRelatively High
Cold waveRelatively Low
Winter weatherRelatively Moderate

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Hertford County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
27818Hertford County197279%$86,400
27855Hertford County197852%$99,800
27910Hertford County197754%$112,500
27922Hertford County198347%$125,800
27942Hertford County197654%$99,600
27986Hertford County197657%$128,400

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

North Carolina Rules On Mold

North Carolina Mold And Insurance Rules

All North Carolina Mold And Insurance Rules lines

North Carolina Department of Insurance

All North Carolina Department of Insurance lines

All North Carolina counties

Guides

Area Map

Hertford County Area

North Carolina