Mold Removal Cost And Risk In ZIP 28409, Wilmington NC

A typical professional mold job in ZIP 28409, Wilmington runs about $1,450 to $5,800 before rebuild. Half the homes here were built before 1991, older than the New Hanover County median of 1992.

1991Median year homes were built

26%Homes built before 1980

16%Homes rented, not owned

$382,900Median home value

$1,445Median gross rent

14,821Housing units

Neighborhood figures for ZIP Code Tabulation Area 28409 from Census ACS 2019 to 2023.

26 percent of homes in 28409 went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out.

About 16 percent of homes here are rented, against 39 percent across New Hanover County, so most households carry an owner's policy on the building.

The top of a typical mold job here, $5,800, is about 1.5 percent of the median home value of $382,900.

Typical Prices In 28409

JobSizeNational Range28409 Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,450 to $5,800
Mold Remediationan attic$2,000 to $7,500$1,950 to $7,250
Mold Inspection and Testinga visual inspection$200 to $600$200 to $600
Mold Inspection and Testingan inspection with samples$300 to $1,000$300 to $950
Mold Inspection and Testinga clearance test$300 to $800$300 to $750

Estimate is the national range times 96.4 divided by 100, the price level for Wilmington, NC, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,800, that cap falls short by about $800 at the top of that range. Read the form

Water Hazards FEMA Rates For New Hanover County

FEMA rates New Hanover County high for coastal flooding, hurricane, winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart

HazardFEMA Risk Rating
Inland floodingRelatively Moderate
Coastal floodingRelatively High
HurricaneVery High
Cold waveRelatively Moderate
Winter weatherRelatively High

Source FEMA National Risk Index, December 2025, county level.

North Carolina Rules On Mold

Nearby ZIP Codes In New Hanover County

Part of Wilmington, New Hanover County, North Carolina.

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28409, NC Area

Wilmington, New Hanover County