Mold Removal Cost And Risk In Onslow County, NC
A typical professional mold job in Onslow County runs about $1,400 to $5,550 before rebuild, using the Jacksonville, NC price level. Below are the 13 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and North Carolina rules.
1997Median year homes were built
26%Homes built before 1980
39%Homes rented, not owned
$219,500Median home value
85,917Housing units
208,537People
Half the homes in Onslow County were built before 1997, and 26 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 39 percent of homes in Onslow County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 28547 has the oldest homes here, a median year of 1984, and ZIP 28542 the newest, 2014.
Typical Prices In Onslow County
| Job | Size | National Range | Onslow County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,400 to $5,550 |
| Mold Remediation | an attic | $2,000 to $7,500 | $1,850 to $6,900 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $200 to $550 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $300 to $900 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $300 to $750 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,550, that cap falls short by about $550 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates Onslow County high for hurricane, winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively Moderate |
| Coastal flooding | Relatively Moderate |
| Hurricane | Very High |
| Cold wave | Relatively Low |
| Winter weather | Very High |
ZIP Code Neighborhoods In Onslow County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 28445 | Onslow County | 2001 | 18% | $332,500 |
| 28454 | Onslow County | 2000 | 16% | $193,400 |
| 28460 | Onslow County | 2002 | 13% | $310,000 |
| 28539 | Onslow County | 1999 | 16% | $207,200 |
| 28540 | Onslow County | 1985 | 44% | $201,700 |
| 28542 | Jacksonville | 2014 | 0% | Not published |
| 28543 | Jacksonville | 2006 | 11% | Not published |
| 28544 | Onslow County | 1991 | 17% | $136,700 |
| 28546 | Onslow County | 1997 | 23% | $212,200 |
| 28547 | Onslow County | 1984 | 47% | Not published |
| 28555 | Onslow County | 1990 | 40% | $147,000 |
| 28574 | Onslow County | 2001 | 20% | $204,500 |
| 28582 | Onslow County | 1996 | 26% | $310,700 |
Cities And Towns
North Carolina Rules On Mold
North Carolina Mold And Insurance Rules
- The North Carolina guide shows a mold coverage limit of $5,000 for fungi, rot or bacteria. Consumer's Guide to Homeowners Insurance, NCDOI
- That $5,000 is the most paid no matter how many claims you make. Consumer's Guide to Homeowners Insurance, NCDOI
- Licensing. North Carolina does not require a license, certification or registration for mold inspection or cleanup. Indoor Environmental Quality, Dampness, and Mold, NC Division of Public Health
All North Carolina Mold And Insurance Rules lines
North Carolina Department of Insurance
- The North Carolina home insurance guide says the fungi, wet or dry rot and bacteria coverage pays up to 5,000 dollars in total. A Consumer's Guide to Homeowner's Insurance
- That 5,000 dollar total does not grow with more claims or more locations. A Consumer's Guide to Homeowner's Insurance