Mold Removal Cost And Risk In Rowan County, NC
A typical professional mold job in Rowan County runs about $1,450 to $5,850 before rebuild, using the Charlotte-Concord-Gastonia, NC-SC price level. Below are the 14 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and North Carolina rules.
1982Median year homes were built
47%Homes built before 1980
29%Homes rented, not owned
$216,100Median home value
64,263Housing units
148,487People
Half the homes in Rowan County were built before 1982, and 47 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 29 percent of homes in Rowan County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 28159 has the oldest homes here, a median year of 1956, and ZIP 27054 the newest, 1997.
Typical Prices In Rowan County
| Job | Size | National Range | Rowan County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,450 to $5,850 |
| Mold Remediation | an attic | $2,000 to $7,500 | $1,950 to $7,300 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $200 to $600 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $300 to $950 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $300 to $800 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,850, that cap falls short by about $850 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates Rowan County high for cold wave. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively Moderate |
| Coastal flooding | Not Applicable |
| Hurricane | Relatively Low |
| Cold wave | Relatively High |
| Winter weather | Relatively Moderate |
ZIP Code Neighborhoods In Rowan County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 27013 | Rowan County | 1992 | 33% | $196,300 |
| 27054 | Rowan County | 1997 | 32% | $209,500 |
| 28023 | Rowan County | 1979 | 51% | $209,700 |
| 28039 | East Spencer | Not published | 0% | Not published |
| 28041 | Faith | Not published | 100% | Not published |
| 28071 | Rowan County | 1983 | 42% | $209,500 |
| 28072 | Granite Quarry | 1988 | 33% | $187,300 |
| 28088 | Landis | 1978 | 51% | $225,500 |
| 28125 | Rowan County | 1996 | 21% | $305,400 |
| 28138 | Rowan County | 1991 | 34% | $204,300 |
| 28144 | Rowan County | 1967 | 69% | $205,900 |
| 28146 | Rowan County | 1986 | 42% | $227,600 |
| 28147 | Rowan County | 1990 | 33% | $241,600 |
| 28159 | Spencer | 1956 | 77% | $160,300 |
North Carolina Rules On Mold
North Carolina Mold And Insurance Rules
- The North Carolina guide shows a mold coverage limit of $5,000 for fungi, rot or bacteria. Consumer's Guide to Homeowners Insurance, NCDOI
- That $5,000 is the most paid no matter how many claims you make. Consumer's Guide to Homeowners Insurance, NCDOI
- Licensing. North Carolina does not require a license, certification or registration for mold inspection or cleanup. Indoor Environmental Quality, Dampness, and Mold, NC Division of Public Health
All North Carolina Mold And Insurance Rules lines
North Carolina Department of Insurance
- The North Carolina home insurance guide says the fungi, wet or dry rot and bacteria coverage pays up to 5,000 dollars in total. A Consumer's Guide to Homeowner's Insurance
- That 5,000 dollar total does not grow with more claims or more locations. A Consumer's Guide to Homeowner's Insurance