Mold Removal Cost And Risk In ZIP 28774 NC

A typical professional mold job in ZIP 28774 runs about $1,350 to $5,300 before rebuild. Half the homes here were built before 1995, newer than the Transylvania County median of 1983.

1995Median year homes were built

17%Homes built before 1980

13%Homes rented, not owned

$723,200Median home value

$1,629Median gross rent

2,603Housing units

Neighborhood figures for ZIP Code Tabulation Area 28774 from Census ACS 2019 to 2023.

17 percent of homes in 28774 went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out.

About 13 percent of homes here are rented, against 25 percent across Transylvania County, so most households carry an owner's policy on the building.

The top of a typical mold job here, $5,300, is about 0.7 percent of the median home value of $723,200.

Typical Prices In 28774

JobSizeNational Range28774 Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,350 to $5,300
Mold Remediationan attic$2,000 to $7,500$1,750 to $6,650
Mold Inspection and Testinga visual inspection$200 to $600$200 to $550
Mold Inspection and Testingan inspection with samples$300 to $1,000$250 to $900
Mold Inspection and Testinga clearance test$300 to $800$250 to $700

Estimate is the national range times 88.4 divided by 100, the price level for the nonmetro part of North Carolina, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,300, that cap falls short by about $300 at the top of that range. Read the form

Water Hazards FEMA Rates For Transylvania County

FEMA rates Transylvania County high for cold wave. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart

HazardFEMA Risk Rating
Inland floodingRelatively Low
Coastal floodingNot Applicable
HurricaneRelatively Low
Cold waveRelatively High
Winter weatherVery Low

Source FEMA National Risk Index, December 2025, county level.

North Carolina Rules On Mold

Nearby ZIP Codes In Transylvania County

Part of Transylvania County, North Carolina.

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28774, NC Area

Transylvania County