Mold Removal Cost And Risk In Washington County, NC

A typical professional mold job in Washington County runs about $1,350 to $5,300 before rebuild, using the North Carolina nonmetro price level. Below are the 3 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and North Carolina rules.

1975Median year homes were built

60%Homes built before 1980

31%Homes rented, not owned

$107,000Median home value

6,045Housing units

10,905People

Housing figures from Census ACS 2019 to 2023.

Half the homes in Washington County were built before 1975, and 60 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 31 percent of homes in Washington County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 27962 has the oldest homes here, a median year of 1973, and ZIP 27928 the newest, 1984.

Typical Prices In Washington County

JobSizeNational RangeWashington County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,350 to $5,300
Mold Remediationan attic$2,000 to $7,500$1,750 to $6,650
Mold Inspection and Testinga visual inspection$200 to $600$200 to $550
Mold Inspection and Testingan inspection with samples$300 to $1,000$250 to $900
Mold Inspection and Testinga clearance test$300 to $800$250 to $700

Estimate is the national range times 88.4 divided by 100, the price level for the nonmetro part of the state, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,300, that cap falls short by about $300 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates Washington County high for hurricane. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart

HazardFEMA Risk Rating
Inland floodingVery Low
Coastal floodingRelatively Low
HurricaneRelatively High
Cold waveVery Low
Winter weatherRelatively Moderate

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Washington County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
27928Washington County198441%$183,900
27962Washington County197365%$96,500
27970Washington County197854%$105,100

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

North Carolina Rules On Mold

North Carolina Mold And Insurance Rules

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North Carolina Department of Insurance

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Washington County Area

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