Mold Removal Cost And Risk In Payne County, OK
A typical professional mold job in Payne County runs about $1,250 to $5,000 before rebuild, using the Oklahoma nonmetro price level. Below are the 9 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Oklahoma rules.
1983Median year homes were built
45%Homes built before 1980
49%Homes rented, not owned
$217,700Median home value
36,900Housing units
82,290People
Half the homes in Payne County were built before 1983, and 45 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 49 percent of homes in Payne County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 74023 has the oldest homes here, a median year of 1966, and ZIP 74059 the newest, 1989.
Typical Prices In Payne County
| Job | Size | National Range | Payne County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,250 to $5,000 |
| Mold Remediation | an attic | $2,000 to $7,500 | $1,650 to $6,250 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $150 to $500 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $250 to $850 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $250 to $650 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,000, that cap covers the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates Payne County high for cold wave. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively Low |
| Coastal flooding | Not Applicable |
| Hurricane | Very Low |
| Cold wave | Relatively High |
| Winter weather | Relatively Moderate |
ZIP Code Neighborhoods In Payne County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 74023 | Payne County | 1966 | 67% | $134,700 |
| 74032 | Payne County | 1985 | 37% | $132,100 |
| 74059 | Payne County | 1989 | 33% | $195,500 |
| 74062 | Payne County | 1982 | 42% | $146,600 |
| 74074 | Payne County | 1987 | 43% | $247,300 |
| 74075 | Payne County | 1987 | 40% | $220,900 |
| 74077 | Stillwater | Not published | 100% | Not published |
| 74078 | Stillwater | Not published | 0% | Not published |
| 74085 | Payne County | 1976 | 60% | $172,600 |
Cities And Towns
Oklahoma Rules On Mold
Oklahoma Mold And Insurance Rules
- The Oklahoma Insurance Department says a home policy usually limits mold coverage. Tornadoes and Severe Storms FAQs, Oklahoma Insurance Department
- Many Oklahoma home policies exclude mold, but an endorsement may add that coverage back. Insure Your New Bling, Oklahoma Insurance Department