Mold Removal Cost And Risk In ZIP 74078, Stillwater OK

A typical professional mold job in ZIP 74078, Stillwater runs about $1,250 to $5,000 before rebuild.

Not publishedMedian year homes were built

0%Homes built before 1980

Not publishedHomes rented, not owned

Not publishedMedian home value

Not publishedMedian gross rent

14Housing units

Neighborhood figures for ZIP Code Tabulation Area 74078 from Census ACS 2019 to 2023.

0 percent of homes in 74078 went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out.

Typical Prices In 74078

JobSizeNational Range74078 Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,250 to $5,000
Mold Remediationan attic$2,000 to $7,500$1,650 to $6,250
Mold Inspection and Testinga visual inspection$200 to $600$150 to $500
Mold Inspection and Testingan inspection with samples$300 to $1,000$250 to $850
Mold Inspection and Testinga clearance test$300 to $800$250 to $650

Estimate is the national range times 83.6 divided by 100, the price level for the nonmetro part of Oklahoma, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,000, that cap covers the top of that range. Read the form

Water Hazards FEMA Rates For Payne County

FEMA rates Payne County high for cold wave. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart

HazardFEMA Risk Rating
Inland floodingRelatively Low
Coastal floodingNot Applicable
HurricaneVery Low
Cold waveRelatively High
Winter weatherRelatively Moderate

Source FEMA National Risk Index, December 2025, county level.

Oklahoma Rules On Mold

Nearby ZIP Codes In Payne County

Part of Stillwater, Payne County, Oklahoma.

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Area Map

74078, OK Area

Stillwater, Payne County