Mold Removal Cost In Philadelphia, PA

A typical professional mold job in Philadelphia runs about $1,550 to $6,150 before rebuild. Philadelphia sits in Philadelphia County.

1949Median year homes were built

84%Homes built before 1980

48%Homes rented, not owned

$232,400Median home value

739,725Housing units

1,582,432People

Figures for Philadelphia city from Census ACS 2019 to 2023.

Half the homes in Philadelphia were built before 1949, and 84 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 48 percent of homes in Philadelphia are rented, so most households here carry an owner's policy on the building itself.

Typical Prices In Philadelphia

Job	Size	National Range	Philadelphia Estimate
Mold Remediation	a typical professional job	$1,500 to $6,000	$1,550 to $6,150
Mold Remediation	an attic	$2,000 to $7,500	$2,050 to $7,700
Mold Inspection and Testing	a visual inspection	$200 to $600	$200 to $600
Mold Inspection and Testing	an inspection with samples	$300 to $1,000	$300 to $1,050
Mold Inspection and Testing	a clearance test	$300 to $800	$300 to $800

Estimate is the national range times 102.6 divided by 100, the price level for Philadelphia-Camden-Wilmington, PA-NJ-DE-MD, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $6,150, that cap falls short by about $1,150 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates Philadelphia County high for inland flooding, coastal flooding, hurricane, cold wave, winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart

Hazard	FEMA Risk Rating
Inland flooding	Very High
Coastal flooding	Relatively High
Hurricane	Relatively High
Cold wave	Very High
Winter weather	Very High

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Philadelphia

ZIP	Median Year Built	Homes Rented	Median Home Value
19102	1972	80%	$412,200
19103	1958	67%	$551,700
19104	1951	82%	$268,200
19106	1963	54%	$528,700
19107	1938	84%	$452,500
19108	1938	42%	$362,500
19111	1957	45%	$244,000
19114	1969	36%	$276,400
19115	1968	38%	$330,500
19116	1969	40%	$321,400
19118	1945	50%	$688,000
19119	1938	37%	$326,600
19120	1945	31%	$143,500
19121	1959	67%	$250,100
19122	1974	65%	$341,000
19123	1985	66%	$544,700
19124	1944	37%	$155,000
19125	1938	40%	$373,600
19126	1941	39%	$214,300
19127	1951	56%	$298,900
19128	1961	43%	$330,800
19129	1954	51%	$297,400
19130	1956	61%	$483,500
19131	1951	56%	$163,900
19132	1938	48%	$73,000
19133	1938	57%	$85,100
19134	1938	46%	$127,500
19135	1952	38%	$182,900
19136	1955	41%	$215,000
19137	1938	16%	$212,700
19138	1944	36%	$167,300
19139	1938	61%	$118,700
19140	1938	45%	$101,100
19141	1938	48%	$143,400
19142	1941	51%	$110,400
19143	1938	50%	$152,000
19144	1938	65%	$224,600
19145	1938	41%	$290,100
19146	1945	48%	$452,200
19147	1938	45%	$524,900
19148	1938	34%	$296,800
19149	1954	42%	$198,200
19150	1954	21%	$225,400
19151	1943	36%	$181,200
19152	1959	44%	$270,000
19153	1966	47%	$198,700
19154	1966	20%	$274,400

Pennsylvania Rules On Mold

Pennsylvania Mold And Insurance Rules

The Pennsylvania Insurance Department lists mold, fungus and wet rot among common exclusions in most home policies. Homeowners Insurance Guide, Pennsylvania Insurance Department
Licensing. Pennsylvania has no state rules on mold. Mold and Your Health, Pennsylvania Department of Health
Pennsylvania has no state law on landlord duties for mold. Mold and Your Health, Pennsylvania Department of Health
Check your home or renters policy to see if mold cleanup is covered. Mold and Your Health, Pennsylvania Department of Health

All Pennsylvania Mold And Insurance Rules lines