Mold Removal Cost And Risk In Cumberland County, PA
A typical professional mold job in Cumberland County runs about $1,500 to $5,900 before rebuild, using the Harrisburg-Carlisle, PA price level. Below are the 17 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Pennsylvania rules.
1977Median year homes were built
54%Homes built before 1980
29%Homes rented, not owned
$261,900Median home value
110,265Housing units
264,422People
Half the homes in Cumberland County were built before 1977, and 54 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 29 percent of homes in Cumberland County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 17093 has the oldest homes here, a median year of 1938, and ZIP 17050 the newest, 1995.
Typical Prices In Cumberland County
| Job | Size | National Range | Cumberland County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,500 to $5,900 |
| Mold Remediation | an attic | $2,000 to $7,500 | $1,950 to $7,400 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $200 to $600 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $300 to $1,000 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $300 to $800 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,900, that cap falls short by about $900 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates Cumberland County high for winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively Moderate |
| Coastal flooding | Not Applicable |
| Hurricane | Relatively Moderate |
| Cold wave | Relatively Low |
| Winter weather | Relatively High |
ZIP Code Neighborhoods In Cumberland County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 17007 | Cumberland County | 1981 | 49% | $370,500 |
| 17011 | Cumberland County | 1964 | 79% | $261,900 |
| 17013 | Cumberland County | 1965 | 68% | $221,800 |
| 17015 | Cumberland County | 1987 | 36% | $281,100 |
| 17025 | Cumberland County | 1985 | 45% | $242,000 |
| 17027 | Messiah College | 1976 | 62% | $266,500 |
| 17043 | Lemoyne | 1955 | 82% | $216,300 |
| 17050 | Cumberland County | 1995 | 27% | $350,800 |
| 17055 | Cumberland County | 1982 | 47% | $266,400 |
| 17065 | Cumberland County | 1971 | 61% | $225,900 |
| 17081 | Plainfield | 1980 | 50% | $160,600 |
| 17093 | Cumberland County | 1938 | 93% | $169,500 |
| 17240 | Cumberland County | 1980 | 50% | $257,300 |
| 17241 | Cumberland County | 1977 | 54% | $208,400 |
| 17257 | Cumberland County | 1981 | 49% | $219,200 |
| 17266 | Cumberland County | 1951 | 87% | $195,300 |
| 17324 | Cumberland County | 1973 | 64% | $236,800 |
Pennsylvania Rules On Mold
Pennsylvania Mold And Insurance Rules
- The Pennsylvania Insurance Department lists mold, fungus and wet rot among common exclusions in most home policies. Homeowners Insurance Guide, Pennsylvania Insurance Department
- Licensing. Pennsylvania has no state rules on mold. Mold and Your Health, Pennsylvania Department of Health
- Pennsylvania has no state law on landlord duties for mold. Mold and Your Health, Pennsylvania Department of Health
- Check your home or renters policy to see if mold cleanup is covered. Mold and Your Health, Pennsylvania Department of Health