Mold Removal Cost And Risk In Providence County, RI
A typical professional mold job in Providence County runs about $1,550 to $6,100 before rebuild, using the Providence-Warwick, RI-MA price level. Below are the 42 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Rhode Island rules.
1956Median year homes were built
76%Homes built before 1980
43%Homes rented, not owned
$339,100Median home value
277,117Housing units
658,977People
Half the homes in Providence County were built before 1956, and 76 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 43 percent of homes in Providence County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 02802 has the oldest homes here, a median year of 1938, and ZIP 02921 the newest, 1989.
Typical Prices In Providence County
| Job | Size | National Range | Providence County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,550 to $6,100 |
| Mold Remediation | an attic | $2,000 to $7,500 | $2,050 to $7,650 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $200 to $600 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $300 to $1,000 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $300 to $800 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $6,100, that cap falls short by about $1,100 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates Providence County high for inland flooding, cold wave. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively High |
| Coastal flooding | Relatively Low |
| Hurricane | Relatively Moderate |
| Cold wave | Relatively High |
| Winter weather | Relatively Low |
ZIP Code Neighborhoods In Providence County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 02802 | Providence County | 1938 | 100% | $271,000 |
| 02814 | Providence County | 1973 | 62% | $376,200 |
| 02815 | Providence County | 1938 | 100% | Not published |
| 02823 | Cranston | Not published | 100% | Not published |
| 02824 | Providence County | 1957 | 78% | $414,100 |
| 02825 | Providence County | 1980 | 50% | $398,900 |
| 02826 | Providence County | 1953 | 84% | $266,400 |
| 02828 | Greenville | 1973 | 63% | $400,900 |
| 02829 | Harmony | Not published | 0% | Not published |
| 02830 | Providence County | 1972 | 65% | $381,200 |
| 02831 | Providence County | 1968 | 61% | $468,600 |
| 02838 | Providence County | 1973 | 68% | $327,500 |
| 02839 | Providence County | 1981 | 48% | $321,400 |
| 02857 | Providence County | 1961 | 72% | $387,500 |
| 02858 | Providence County | 1938 | 83% | $342,900 |
| 02859 | Providence County | 1967 | 63% | $361,600 |
| 02860 | Pawtucket | 1943 | 84% | $287,400 |
| 02861 | Pawtucket | 1951 | 85% | $285,200 |
| 02863 | Central Falls | 1944 | 73% | $300,500 |
| 02864 | Providence County | 1971 | 60% | $394,800 |
| 02865 | Providence County | 1967 | 64% | $427,700 |
| 02876 | Providence County | 1983 | 43% | Not published |
| 02895 | Woonsocket | 1950 | 83% | $267,900 |
| 02896 | Providence County | 1970 | 58% | $423,500 |
| 02903 | Providence | 1950 | 75% | $365,600 |
| 02904 | Providence County | 1972 | 63% | $302,200 |
| 02905 | Providence | 1938 | 87% | $322,700 |
| 02906 | Providence | 1938 | 88% | $582,700 |
| 02907 | Providence | 1938 | 80% | $311,600 |
| 02908 | Providence | 1940 | 86% | $293,800 |
| 02909 | Providence | 1938 | 82% | $283,800 |
| 02910 | Cranston | 1945 | 91% | $302,400 |
| 02911 | Providence County | 1959 | 77% | $319,300 |
| 02912 | Providence | Not published | 100% | Not published |
| 02914 | East Providence | 1956 | 83% | $309,600 |
| 02915 | East Providence | 1962 | 74% | $317,600 |
| 02916 | East Providence | 1954 | 79% | $360,400 |
| 02917 | Providence County | 1980 | 49% | $416,100 |
| 02918 | Providence | Not published | 100% | Not published |
| 02919 | Providence County | 1971 | 68% | $326,100 |
| 02920 | Cranston | 1961 | 82% | $336,900 |
| 02921 | Cranston | 1989 | 23% | $523,900 |
Cities And Towns
Rhode Island Rules On Mold
Rhode Island Mold And Insurance Rules
- In Rhode Island, a mold limit on a home policy must give at least $10,000 for property damage. Insurance Bulletin 2003-2, RI Department of Business Regulation
- Rhode Island mold liability coverage must be at least $50,000. Insurance Bulletin 2003-2, RI Department of Business Regulation
- Mold after a fire or lightning loss must be covered with no mold cap in Rhode Island. Insurance Bulletin 2003-2, RI Department of Business Regulation
- A Rhode Island policy cannot require a mold claim to be reported within a set number of days. Insurance Bulletin 2003-2, RI Department of Business Regulation