Mold Removal Cost And Risk In Washington County, RI
A typical professional mold job in Washington County runs about $1,550 to $6,100 before rebuild, using the Providence-Warwick, RI-MA price level. Below are the 20 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Rhode Island rules.
1976Median year homes were built
56%Homes built before 1980
23%Homes rented, not owned
$469,800Median home value
66,068Housing units
130,073People
Half the homes in Washington County were built before 1976, and 56 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 23 percent of homes in Washington County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 02836 has the oldest homes here, a median year of 1938, and ZIP 02812 the newest, 1989.
Typical Prices In Washington County
| Job | Size | National Range | Washington County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,550 to $6,100 |
| Mold Remediation | an attic | $2,000 to $7,500 | $2,050 to $7,650 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $200 to $600 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $300 to $1,000 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $300 to $800 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $6,100, that cap falls short by about $1,100 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates none of the water hazards below as high for Washington County.
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively Moderate |
| Coastal flooding | Relatively Moderate |
| Hurricane | Relatively Moderate |
| Cold wave | Relatively Low |
| Winter weather | Relatively Low |
ZIP Code Neighborhoods In Washington County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 02804 | Washington County | 1955 | 79% | $303,000 |
| 02807 | Washington County | 1978 | 52% | $936,200 |
| 02808 | Washington County | 1948 | 65% | $331,700 |
| 02812 | Washington County | 1989 | 36% | $474,600 |
| 02813 | Washington County | 1979 | 51% | $467,700 |
| 02822 | Washington County | 1985 | 42% | $469,600 |
| 02832 | Washington County | 1983 | 44% | $391,100 |
| 02833 | Washington County | 1986 | 43% | $272,400 |
| 02836 | Washington County | 1938 | 100% | Not published |
| 02852 | Washington County | 1969 | 64% | $461,700 |
| 02873 | Washington County | 1977 | 73% | Not published |
| 02874 | Washington County | 1986 | 41% | $635,300 |
| 02875 | Washington County | 1960 | 50% | $415,300 |
| 02879 | Washington County | 1977 | 54% | $515,800 |
| 02881 | Washington County | 1975 | 63% | $481,000 |
| 02882 | Washington County | 1974 | 60% | $686,000 |
| 02891 | Westerly | 1973 | 58% | $422,600 |
| 02892 | Washington County | 1985 | 40% | $479,600 |
| 02894 | Washington County | 1938 | 62% | $341,600 |
| 02898 | Washington County | 1985 | 39% | $399,400 |
Cities And Towns
Rhode Island Rules On Mold
Rhode Island Mold And Insurance Rules
- In Rhode Island, a mold limit on a home policy must give at least $10,000 for property damage. Insurance Bulletin 2003-2, RI Department of Business Regulation
- Rhode Island mold liability coverage must be at least $50,000. Insurance Bulletin 2003-2, RI Department of Business Regulation
- Mold after a fire or lightning loss must be covered with no mold cap in Rhode Island. Insurance Bulletin 2003-2, RI Department of Business Regulation
- A Rhode Island policy cannot require a mold claim to be reported within a set number of days. Insurance Bulletin 2003-2, RI Department of Business Regulation