Mold Removal Cost And Risk In Clay County, SD

A typical professional mold job in Clay County runs about $1,300 to $5,200 before rebuild, using the South Dakota nonmetro price level. Below are the 3 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and South Dakota rules.

1976Median year homes were built

56%Homes built before 1980

48%Homes rented, not owned

$221,800Median home value

6,243Housing units

15,133People

Housing figures from Census ACS 2019 to 2023.

Half the homes in Clay County were built before 1976, and 56 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 48 percent of homes in Clay County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 57073 has the oldest homes here, a median year of 1938, and ZIP 57069 the newest, 1978.

Typical Prices In Clay County

JobSizeNational RangeClay County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,300 to $5,200
Mold Remediationan attic$2,000 to $7,500$1,750 to $6,500
Mold Inspection and Testinga visual inspection$200 to $600$150 to $500
Mold Inspection and Testingan inspection with samples$300 to $1,000$250 to $850
Mold Inspection and Testinga clearance test$300 to $800$250 to $700

Estimate is the national range times 86.7 divided by 100, the price level for the nonmetro part of the state, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,200, that cap falls short by about $200 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates none of the water hazards below as high for Clay County.

HazardFEMA Risk Rating
Inland floodingVery Low
Coastal floodingNot Applicable
HurricaneNot Applicable
Cold waveVery Low
Winter weatherRelatively Moderate

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Clay County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
57010Clay County196880%$221,500
57069Clay County197852%$225,800
57073Clay County193881%$113,700

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

South Dakota Rules On Mold

South Dakota Mold And Insurance Rules

All South Dakota Mold And Insurance Rules lines

All South Dakota counties

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Area Map

Clay County Area

Vermillion, SD