Mold, Insurance And Removal Costs In South Dakota
South Dakota has 66 counties and 370 ZIP code neighborhoods on this guide. At the statewide price level a typical professional mold job runs about $1,350 to $5,300 before rebuild.
1979Median year homes were built
51%Homes built before 1980
31%Homes rented, not owned
$236,800Median home value
402,364Housing units
899,194People
Half the homes in South Dakota were built before 1979, and 51 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out.
The counties with the oldest housing are Sanborn County (1952), Spink County (1953), Miner County (1954), Campbell County (1955), Jerauld County (1955).
FEMA rates inland flooding high in 0 of 66 South Dakota counties. Source FEMA National Risk Index, December 2025.
South Dakota Rules On Mold
South Dakota Mold And Insurance Rules
- South Dakota sellers must fill out a state disclosure form, and mold is listed under hazardous conditions. Seller's Property Condition Disclosure Statement, SD Real Estate Commission
- The South Dakota health department does not test for mold, so you would hire an environmental contractor. Mold, South Dakota Department of Health
- Clean up the mold and fix the moisture problem, or the mold will usually come back. Mold, South Dakota Department of Health
Every South Dakota County
| County | ZIP Codes | Median Year Built | Typical Job Up To | Inland Flood Risk |
|---|---|---|---|---|
| Aurora County | 3 | 1959 | $5,200 | Very Low |
| Beadle County | 8 | 1964 | $5,200 | Relatively Low |
| Bennett County | 3 | 1972 | $5,200 | Very Low |
| Bon Homme County | 5 | 1957 | $5,200 | Very Low |
| Brookings County | 7 | 1983 | $5,200 | Relatively Low |
| Brown County | 14 | 1974 | $5,200 | Relatively Low |
| Brule County | 3 | 1972 | $5,200 | Very Low |
| Buffalo County | 2 | 1976 | $5,200 | Very Low |
| Butte County | 4 | 1981 | $5,200 | Very Low |
| Campbell County | 2 | 1955 | $5,200 | Very Low |
| Charles Mix County | 7 | 1969 | $5,200 | Relatively Low |
| Clark County | 6 | 1959 | $5,200 | Very Low |
| Clay County | 3 | 1976 | $5,200 | Very Low |
| Codington County | 6 | 1979 | $5,200 | Relatively Low |
| Corson County | 11 | 1973 | $5,200 | Very Low |
| Custer County | 4 | 1990 | $5,350 | Very Low |
| Davison County | 3 | 1971 | $5,200 | Relatively Low |
| Day County | 7 | 1964 | $5,200 | Very Low |
| Deuel County | 7 | 1967 | $5,200 | Very Low |
| Dewey County | 7 | 1977 | $5,200 | Very Low |
| Douglas County | 5 | 1957 | $5,200 | Very Low |
| Edmunds County | 3 | 1966 | $5,200 | Very Low |
| Fall River County | 5 | 1971 | $5,200 | Relatively Low |
| Faulk County | 4 | 1960 | $5,200 | Very Low |
| Grant County | 10 | 1974 | $5,200 | Very Low |
| Gregory County | 6 | 1960 | $5,200 | Very Low |
| Haakon County | 3 | 1971 | $5,200 | Very Low |
| Hamlin County | 5 | 1970 | $5,200 | Very Low |
| Hand County | 6 | 1962 | $5,200 | Very Low |
| Hanson County | 3 | 1958 | $5,200 | Very Low |
| Harding County | 5 | 1970 | $5,200 | Very Low |
| Hughes County | 3 | 1978 | $5,200 | Very Low |
| Hutchinson County | 7 | 1959 | $5,200 | Relatively Low |
| Hyde County | 3 | 1958 | $5,200 | Very Low |
| Jackson County | 4 | 1977 | $5,200 | Very Low |
| Jerauld County | 2 | 1955 | $5,200 | Very Low |
| Jones County | 3 | 1971 | $5,200 | Very Low |
| Kingsbury County | 7 | 1967 | $5,200 | Very Low |
| Lake County | 7 | 1976 | $5,200 | Very Low |
| Lawrence County | 6 | 1984 | $5,200 | Relatively Low |
| Lincoln County | 9 | 2004 | $5,450 | Relatively Low |
| Lyman County | 6 | 1974 | $5,200 | Very Low |
| Marshall County | 6 | 1969 | $5,200 | Very Low |
| McCook County | 6 | 1965 | $5,450 | Relatively Low |
| McPherson County | 4 | 1958 | $5,200 | Very Low |
| Meade County | 14 | 1989 | $5,350 | Relatively Low |
| Mellette County | 4 | 1972 | $5,200 | Very Low |
| Miner County | 4 | 1954 | $5,200 | Very Low |
| Minnehaha County | 17 | 1986 | $5,450 | Relatively Moderate |
| Moody County | 4 | 1968 | $5,200 | Very Low |
| Oglala Lakota County | 8 | 1987 | $5,200 | Very Low |
| Pennington County | 9 | 1982 | $5,350 | Relatively Moderate |
| Perkins County | 6 | 1963 | $5,200 | Very Low |
| Potter County | 4 | 1972 | $5,200 | Very Low |
| Roberts County | 8 | 1973 | $5,200 | Relatively Low |
| Sanborn County | 3 | 1952 | $5,200 | Very Low |
| Spink County | 10 | 1953 | $5,200 | Very Low |
| Stanley County | 2 | 1993 | $5,200 | Very Low |
| Sully County | 2 | 1975 | $5,200 | Very Low |
| Todd County | 5 | 1979 | $5,200 | Very Low |
| Tripp County | 6 | 1963 | $5,200 | Relatively Low |
| Turner County | 7 | 1963 | $5,450 | Very Low |
| Union County | 4 | 1992 | $5,200 | Relatively Low |
| Walworth County | 4 | 1966 | $5,200 | Very Low |
| Yankton County | 7 | 1976 | $5,200 | Relatively Low |
| Ziebach County | 2 | 1987 | $5,200 | Very Low |