Mold Removal Cost And Risk In Codington County, SD

A typical professional mold job in Codington County runs about $1,300 to $5,200 before rebuild, using the South Dakota nonmetro price level. Below are the 6 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and South Dakota rules.

1979Median year homes were built

52%Homes built before 1980

33%Homes rented, not owned

$218,000Median home value

13,388Housing units

28,556People

Housing figures from Census ACS 2019 to 2023.

Half the homes in Codington County were built before 1979, and 52 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 33 percent of homes in Codington County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 57243 has the oldest homes here, a median year of 1947, and ZIP 57201 the newest, 1980.

Typical Prices In Codington County

JobSizeNational RangeCodington County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,300 to $5,200
Mold Remediationan attic$2,000 to $7,500$1,750 to $6,500
Mold Inspection and Testinga visual inspection$200 to $600$150 to $500
Mold Inspection and Testingan inspection with samples$300 to $1,000$250 to $850
Mold Inspection and Testinga clearance test$300 to $800$250 to $700

Estimate is the national range times 86.7 divided by 100, the price level for the nonmetro part of the state, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,200, that cap falls short by about $200 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates Codington County high for winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart

HazardFEMA Risk Rating
Inland floodingRelatively Low
Coastal floodingNot Applicable
HurricaneNot Applicable
Cold waveRelatively Moderate
Winter weatherRelatively High

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Codington County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
57201Codington County198050%$223,600
57235Codington County197756%$224,200
57243Codington County194778%$117,000
57245Kranzburg195171%$123,700
57263Codington County196757%$102,200
57272Codington County194790%$83,100

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

South Dakota Rules On Mold

South Dakota Mold And Insurance Rules

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Codington County Area

Watertown, SD