Mold Removal Cost And Risk In Lake County, SD

A typical professional mold job in Lake County runs about $1,300 to $5,200 before rebuild, using the South Dakota nonmetro price level. Below are the 7 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and South Dakota rules.

1976Median year homes were built

56%Homes built before 1980

29%Homes rented, not owned

$231,000Median home value

5,747Housing units

11,052People

Housing figures from Census ACS 2019 to 2023.

Half the homes in Lake County were built before 1976, and 56 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 29 percent of homes in Lake County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 57057 has the oldest homes here, a median year of 1938, and ZIP 57075 the newest, 1991.

Typical Prices In Lake County

JobSizeNational RangeLake County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,300 to $5,200
Mold Remediationan attic$2,000 to $7,500$1,750 to $6,500
Mold Inspection and Testinga visual inspection$200 to $600$150 to $500
Mold Inspection and Testingan inspection with samples$300 to $1,000$250 to $850
Mold Inspection and Testinga clearance test$300 to $800$250 to $700

Estimate is the national range times 86.7 divided by 100, the price level for the nonmetro part of the state, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,200, that cap falls short by about $200 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates none of the water hazards below as high for Lake County.

HazardFEMA Risk Rating
Inland floodingVery Low
Coastal floodingNot Applicable
HurricaneNot Applicable
Cold waveRelatively Low
Winter weatherRelatively Moderate

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Lake County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
57016Lake County197162%$225,600
57042Lake County197359%$218,200
57050Lake County195563%$225,000
57054Lake County195468%$108,700
57057Lake County193871%$366,700
57075Lake County199135%$430,300
57076Lake County193882%$263,900

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

South Dakota Rules On Mold

South Dakota Mold And Insurance Rules

All South Dakota Mold And Insurance Rules lines

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Area Map

Lake County Area

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