Mold Removal Cost And Risk In Lawrence County, SD

A typical professional mold job in Lawrence County runs about $1,300 to $5,200 before rebuild, using the South Dakota nonmetro price level. Below are the 6 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and South Dakota rules.

1984Median year homes were built

45%Homes built before 1980

36%Homes rented, not owned

$310,800Median home value

14,545Housing units

26,574People

Housing figures from Census ACS 2019 to 2023.

Half the homes in Lawrence County were built before 1984, and 45 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 36 percent of homes in Lawrence County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 57754 has the oldest homes here, a median year of 1938, and ZIP 57793 the newest, 1995.

Typical Prices In Lawrence County

JobSizeNational RangeLawrence County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,300 to $5,200
Mold Remediationan attic$2,000 to $7,500$1,750 to $6,500
Mold Inspection and Testinga visual inspection$200 to $600$150 to $500
Mold Inspection and Testingan inspection with samples$300 to $1,000$250 to $850
Mold Inspection and Testinga clearance test$300 to $800$250 to $700

Estimate is the national range times 86.7 divided by 100, the price level for the nonmetro part of the state, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,200, that cap falls short by about $200 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates Lawrence County high for winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart

HazardFEMA Risk Rating
Inland floodingRelatively Low
Coastal floodingNot Applicable
HurricaneNot Applicable
Cold waveRelatively Low
Winter weatherRelatively High

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Lawrence County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
57732Lawrence County197752%$279,300
57754Lawrence County193868%$220,100
57759Lawrence County199225%$473,500
57779Lawrence County195756%$240,500
57783Lawrence County198838%$332,300
57793Lawrence County199531%$293,400

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

South Dakota Rules On Mold

South Dakota Mold And Insurance Rules

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Lawrence County Area

Spearfish, SD