Mold Removal Cost And Risk In Lincoln County, SD

A typical professional mold job in Lincoln County runs about $1,350 to $5,450 before rebuild, using the Sioux Falls, SD-MN price level. Below are the 9 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and South Dakota rules.

2004Median year homes were built

19%Homes built before 1980

28%Homes rented, not owned

$323,500Median home value

27,552Housing units

68,286People

Housing figures from Census ACS 2019 to 2023. Remediation workers here earn a median $25.32 an hour, BLS May 2025 wage survey.

Half the homes in Lincoln County were built before 2004, and 19 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 28 percent of homes in Lincoln County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 57027 has the oldest homes here, a median year of 1938, and ZIP 57108 the newest, 2009.

Typical Prices In Lincoln County

JobSizeNational RangeLincoln County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,350 to $5,450
Mold Remediationan attic$2,000 to $7,500$1,800 to $6,800
Mold Inspection and Testinga visual inspection$200 to $600$200 to $550
Mold Inspection and Testingan inspection with samples$300 to $1,000$250 to $900
Mold Inspection and Testinga clearance test$300 to $800$250 to $750

Estimate is the national range times 90.6 divided by 100, the price level for Sioux Falls, SD-MN, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,450, that cap falls short by about $450 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates Lincoln County high for winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart

HazardFEMA Risk Rating
Inland floodingRelatively Low
Coastal floodingNot Applicable
HurricaneNot Applicable
Cold waveRelatively Low
Winter weatherRelatively High

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Lincoln County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
57004Lincoln County196467%$247,700
57013Lincoln County196769%$224,600
57027Lincoln County193889%$115,400
57032Lincoln County200519%$295,600
57034Lincoln County195275%$164,000
57039Lincoln County197459%$242,700
57064Lincoln County200015%$330,800
57077Lincoln County198845%$231,700
57108Lincoln County20094%$401,300

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

South Dakota Rules On Mold

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Lincoln County Area

Sioux Falls, SD-MN