Mold Removal Cost And Risk In McCook County, SD

A typical professional mold job in McCook County runs about $1,350 to $5,450 before rebuild, using the Sioux Falls, SD-MN price level. Below are the 6 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and South Dakota rules.

1965Median year homes were built

64%Homes built before 1980

18%Homes rented, not owned

$217,300Median home value

2,467Housing units

5,732People

Housing figures from Census ACS 2019 to 2023. Remediation workers here earn a median $25.32 an hour, BLS May 2025 wage survey.

Half the homes in McCook County were built before 1965, and 64 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 18 percent of homes in McCook County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 57012 has the oldest homes here, a median year of 1953, and ZIP 57048 the newest, 1978.

Typical Prices In McCook County

JobSizeNational RangeMcCook County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,350 to $5,450
Mold Remediationan attic$2,000 to $7,500$1,800 to $6,800
Mold Inspection and Testinga visual inspection$200 to $600$200 to $550
Mold Inspection and Testingan inspection with samples$300 to $1,000$250 to $900
Mold Inspection and Testinga clearance test$300 to $800$250 to $750

Estimate is the national range times 90.6 divided by 100, the price level for Sioux Falls, SD-MN, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,450, that cap falls short by about $450 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates none of the water hazards below as high for McCook County.

HazardFEMA Risk Rating
Inland floodingRelatively Low
Coastal floodingNot Applicable
HurricaneNot Applicable
Cold waveRelatively Low
Winter weatherRelatively Moderate

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In McCook County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
57012McCook County195370%$163,800
57047McCook County196764%$49,300
57048McCook County197852%$328,300
57058McCook County197262%$199,700
57319McCook County195581%$150,600
57374McCook County195364%$199,200

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

South Dakota Rules On Mold

South Dakota Mold And Insurance Rules

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McCook County Area

Sioux Falls, SD-MN