Mold Removal Cost And Risk In ZIP 37302, Apison TN

A typical professional mold job in ZIP 37302, Apison runs about $1,350 to $5,500 before rebuild. Half the homes here were built before 1998, newer than the Hamilton County median of 1980.

1998Median year homes were built

26%Homes built before 1980

26%Homes rented, not owned

$371,600Median home value

$950Median gross rent

2,139Housing units

Neighborhood figures for ZIP Code Tabulation Area 37302 from Census ACS 2019 to 2023. Remediation pay in this metro is $28.43 an hour, BLS May 2025 wage survey.

26 percent of homes in 37302 went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out.

About 26 percent of homes here are rented, against 36 percent across Hamilton County, so most households carry an owner's policy on the building.

The top of a typical mold job here, $5,500, is about 1.5 percent of the median home value of $371,600.

Typical Prices In 37302

JobSizeNational Range37302 Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,350 to $5,500
Mold Remediationan attic$2,000 to $7,500$1,850 to $6,850
Mold Inspection and Testinga visual inspection$200 to $600$200 to $550
Mold Inspection and Testingan inspection with samples$300 to $1,000$250 to $900
Mold Inspection and Testinga clearance test$300 to $800$250 to $750

Estimate is the national range times 91.5 divided by 100, the price level for Chattanooga, TN-GA, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,500, that cap falls short by about $500 at the top of that range. Read the form

Water Hazards FEMA Rates For Hamilton County

FEMA rates Hamilton County high for inland flooding, winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart

HazardFEMA Risk Rating
Inland floodingRelatively High
Coastal floodingNot Applicable
HurricaneRelatively Low
Cold waveRelatively Moderate
Winter weatherRelatively High

Source FEMA National Risk Index, December 2025, county level.

Tennessee Rules On Mold

Who May Do Mold Work

Tennessee has no stand alone mold inspector license. Instead, the Board for Licensing Contractors has a Mold Remediation classification on its contractor license. Tennessee requires a contractor license for jobs of $25,000 or more, so a large mold job should go to a company licensed in that classification.

State law does not bar one company from both inspecting and remediating the same job, so hiring an independent inspector is your own choice. You can check a contractor’s license and classification on the state’s online license lookup.

Tennessee Board for Licensing Contractors

Nearby ZIP Codes In Hamilton County

Part of Hamilton County, Tennessee.

Guides

Area Map

37302, TN Area

Apison, Hamilton County