Mold Removal Cost And Risk In Hamilton County, TN
A typical professional mold job in Hamilton County runs about $1,350 to $5,500 before rebuild, using the Chattanooga, TN-GA price level. Below are the 24 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Tennessee rules.
1980Median year homes were built
50%Homes built before 1980
36%Homes rented, not owned
$282,100Median home value
165,605Housing units
370,913People
Half the homes in Hamilton County were built before 1980, and 50 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 36 percent of homes in Hamilton County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 37351 has the oldest homes here, a median year of 1938, and ZIP 37408 the newest, 2009.
Typical Prices In Hamilton County
| Job | Size | National Range | Hamilton County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,350 to $5,500 |
| Mold Remediation | an attic | $2,000 to $7,500 | $1,850 to $6,850 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $200 to $550 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $250 to $900 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $250 to $750 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,500, that cap falls short by about $500 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates Hamilton County high for inland flooding, winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively High |
| Coastal flooding | Not Applicable |
| Hurricane | Relatively Low |
| Cold wave | Relatively Moderate |
| Winter weather | Relatively High |
ZIP Code Neighborhoods In Hamilton County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 37302 | Apison | 1998 | 26% | $371,600 |
| 37308 | Hamilton County | 1997 | 14% | $238,200 |
| 37336 | Hamilton County | 1996 | 30% | $216,100 |
| 37341 | Hamilton County | 1988 | 38% | $264,300 |
| 37343 | Chattanooga | 1981 | 49% | $275,300 |
| 37350 | Lookout Mountain | 1950 | 83% | $761,600 |
| 37351 | Chattanooga | 1938 | 95% | $170,100 |
| 37363 | Hamilton County | 2002 | 17% | $349,600 |
| 37373 | Sale Creek | 1993 | 25% | $295,800 |
| 37377 | Hamilton County | 1982 | 46% | $483,800 |
| 37379 | Hamilton County | 1992 | 32% | $277,600 |
| 37402 | Chattanooga | 1976 | 56% | $460,000 |
| 37403 | Chattanooga | 1976 | 52% | $444,000 |
| 37404 | Chattanooga | 1947 | 78% | $235,300 |
| 37406 | Chattanooga | 1966 | 68% | $150,300 |
| 37407 | Chattanooga | 1949 | 88% | $84,600 |
| 37408 | Chattanooga | 2009 | 19% | $460,000 |
| 37409 | Chattanooga | 1938 | 83% | $245,900 |
| 37410 | Chattanooga | 1970 | 62% | $133,800 |
| 37411 | Chattanooga | 1958 | 83% | $216,800 |
| 37412 | East Ridge | 1964 | 76% | $182,600 |
| 37415 | Chattanooga | 1971 | 69% | $261,900 |
| 37416 | Chattanooga | 1975 | 59% | $229,600 |
| 37421 | Chattanooga | 1990 | 35% | $299,600 |
Cities And Towns
Tennessee Rules On Mold
Who May Do Mold Work
Tennessee has no stand alone mold inspector license. Instead, the Board for Licensing Contractors has a Mold Remediation classification on its contractor license. Tennessee requires a contractor license for jobs of $25,000 or more, so a large mold job should go to a company licensed in that classification.
State law does not bar one company from both inspecting and remediating the same job, so hiring an independent inspector is your own choice. You can check a contractor’s license and classification on the state’s online license lookup.