Mold Removal Cost And Risk In ZIP 37406, Chattanooga TN
A typical professional mold job in ZIP 37406, Chattanooga runs about $1,350 to $5,500 before rebuild. Half the homes here were built before 1966, older than the Hamilton County median of 1980.
1966Median year homes were built
68%Homes built before 1980
53%Homes rented, not owned
$150,300Median home value
$944Median gross rent
5,894Housing units
68 percent of homes in 37406 went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out.
Most homes here are rented, 53 percent against 36 percent across Hamilton County. A renter's policy covers belongings and liability, while the owner's policy covers the building.
The top of a typical mold job here, $5,500, is about 3.7 percent of the median home value of $150,300.
Typical Prices In 37406
| Job | Size | National Range | 37406 Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,350 to $5,500 |
| Mold Remediation | an attic | $2,000 to $7,500 | $1,850 to $6,850 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $200 to $550 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $250 to $900 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $250 to $750 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,500, that cap falls short by about $500 at the top of that range. Read the form
Water Hazards FEMA Rates For Hamilton County
FEMA rates Hamilton County high for inland flooding, winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively High |
| Coastal flooding | Not Applicable |
| Hurricane | Relatively Low |
| Cold wave | Relatively Moderate |
| Winter weather | Relatively High |
Tennessee Rules On Mold
Who May Do Mold Work
Tennessee has no stand alone mold inspector license. Instead, the Board for Licensing Contractors has a Mold Remediation classification on its contractor license. Tennessee requires a contractor license for jobs of $25,000 or more, so a large mold job should go to a company licensed in that classification.
State law does not bar one company from both inspecting and remediating the same job, so hiring an independent inspector is your own choice. You can check a contractor’s license and classification on the state’s online license lookup.
Nearby ZIP Codes In Hamilton County
Part of Chattanooga, Hamilton County, Tennessee.