Mold Removal Cost And Risk In Smith County, TN

A typical professional mold job in Smith County runs about $1,450 to $5,800 before rebuild, using the Nashville-Davidson--Murfreesboro--Franklin, TN price level. Below are the 9 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Tennessee rules.

1985Median year homes were built

45%Homes built before 1980

24%Homes rented, not owned

$224,500Median home value

8,649Housing units

20,196People

Housing figures from Census ACS 2019 to 2023. Remediation workers here earn a median $28.47 an hour, BLS May 2025 wage survey.

Half the homes in Smith County were built before 1985, and 45 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 24 percent of homes in Smith County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 38552 has the oldest homes here, a median year of 1964, and ZIP 38569 the newest, 2002.

Typical Prices In Smith County

JobSizeNational RangeSmith County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,450 to $5,800
Mold Remediationan attic$2,000 to $7,500$1,950 to $7,250
Mold Inspection and Testinga visual inspection$200 to $600$200 to $600
Mold Inspection and Testingan inspection with samples$300 to $1,000$300 to $950
Mold Inspection and Testinga clearance test$300 to $800$300 to $750

Estimate is the national range times 96.3 divided by 100, the price level for Nashville-Davidson--Murfreesboro--Franklin, TN, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,800, that cap falls short by about $800 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates none of the water hazards below as high for Smith County.

HazardFEMA Risk Rating
Inland floodingVery Low
Coastal floodingNot Applicable
HurricaneVery Low
Cold waveRelatively Low
Winter weatherRelatively Low

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Smith County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
37030Smith County197854%$226,000
37145Smith County198347%$171,600
37151Smith County199143%$253,800
38547Smith County199430%$228,700
38552Smith County196460%$206,300
38560Smith County198543%$202,700
38563Smith County199038%$232,400
38567Smith County197557%$330,300
38569Smith County200223%$334,800

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

Tennessee Rules On Mold

Who May Do Mold Work

Tennessee has no stand alone mold inspector license. Instead, the Board for Licensing Contractors has a Mold Remediation classification on its contractor license. Tennessee requires a contractor license for jobs of $25,000 or more, so a large mold job should go to a company licensed in that classification.

State law does not bar one company from both inspecting and remediating the same job, so hiring an independent inspector is your own choice. You can check a contractor’s license and classification on the state’s online license lookup.

Tennessee Board for Licensing Contractors

All Tennessee counties

Guides

Area Map

Smith County Area

Nashville-Davidson--Murfreesboro--Franklin, TN