Mold Removal Cost And Risk In ZIP 38563 TN

A typical professional mold job in ZIP 38563 runs about $1,450 to $5,800 before rebuild. Half the homes here were built before 1990, newer than the Smith County median of 1985.

1990Median year homes were built

38%Homes built before 1980

27%Homes rented, not owned

$232,400Median home value

$839Median gross rent

922Housing units

Neighborhood figures for ZIP Code Tabulation Area 38563 from Census ACS 2019 to 2023. Remediation pay in this metro is $28.47 an hour, BLS May 2025 wage survey.

38 percent of homes in 38563 went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out.

About 27 percent of homes here are rented, against 25 percent across Smith County, so most households carry an owner's policy on the building.

The top of a typical mold job here, $5,800, is about 2.5 percent of the median home value of $232,400.

Typical Prices In 38563

JobSizeNational Range38563 Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,450 to $5,800
Mold Remediationan attic$2,000 to $7,500$1,950 to $7,250
Mold Inspection and Testinga visual inspection$200 to $600$200 to $600
Mold Inspection and Testingan inspection with samples$300 to $1,000$300 to $950
Mold Inspection and Testinga clearance test$300 to $800$300 to $750

Estimate is the national range times 96.3 divided by 100, the price level for Nashville-Davidson--Murfreesboro--Franklin, TN, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,800, that cap falls short by about $800 at the top of that range. Read the form

Water Hazards FEMA Rates For Smith County

FEMA rates none of the water hazards below as high for Smith County.

HazardFEMA Risk Rating
Inland floodingVery Low
Coastal floodingNot Applicable
HurricaneVery Low
Cold waveRelatively Low
Winter weatherRelatively Low

Source FEMA National Risk Index, December 2025, county level.

Tennessee Rules On Mold

Who May Do Mold Work

Tennessee has no stand alone mold inspector license. Instead, the Board for Licensing Contractors has a Mold Remediation classification on its contractor license. Tennessee requires a contractor license for jobs of $25,000 or more, so a large mold job should go to a company licensed in that classification.

State law does not bar one company from both inspecting and remediating the same job, so hiring an independent inspector is your own choice. You can check a contractor’s license and classification on the state’s online license lookup.

Tennessee Board for Licensing Contractors

Nearby ZIP Codes In Smith County

Part of Smith County, Tennessee.

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38563, TN Area

Smith County