Mold, Insurance And Removal Costs In Texas

Texas Rules On Mold

Who May Do Mold Work

Texas licenses mold assessment consultants, assessment technicians, remediation contractors, remediation workers and the companies they work for through the Texas Department of Licensing and Regulation. A license is needed when the mold covers 25 contiguous square feet or more.

State law says a license holder may not do both the mold assessment and the mold remediation on the same project. A person also may not own a share of both the assessment company and the remediation company on the same project. You can check any license with the TDLR license search.

Texas Department of Licensing and Regulation

Texas Mold And Insurance Rules

• Most Texas home policies cover mold on an item damaged by sudden and accidental water, like a burst pipe. When are water damage and mold covered by insurance, TDI
• Texas home policies usually do not cover mold from slow leaks or seepage. When are water damage and mold covered by insurance, TDI
• Your Texas insurer may let you add coverage for mold cleanup after a covered loss. When are water damage and mold covered by insurance, TDI
• Licensing. Texas requires mold companies and workers to be licensed by TDLR unless they are exempt. Consumer Mold Information Sheet, TDLR
• A Texas seller must give the buyer copies of mold remediation certificates from the last five years. Consumer Mold Information Sheet, TDLR

All Texas Mold And Insurance Rules lines

Texas Department of Insurance

• Most Texas home and renters policies cover mold that grows on an item hurt by sudden and accidental water damage, such as a burst pipe. When are water damage and mold covered by insurance?
• Texas home policies usually do not cover mold from gradual leaks or seepage. When are water damage and mold covered by insurance?
• Mold from a flood is not covered by a home policy. You need a separate flood policy. When are water damage and mold covered by insurance?
• Most Texas home policies leave out mold cleanup and testing, but your insurer may let you add it for a covered loss. When are water damage and mold covered by insurance?
• For a mold removal claim in Texas you need a state licensed mold pro and an inspection showing the mold is gone and the cause is fixed. When are water damage and mold covered by insurance?

All Texas Department of Insurance lines

Texas Department of Licensing and Regulation

• In Texas anyone who does mold testing or mold cleanup for others must hold a TDLR license unless an exemption applies. Consumer Mold Information Sheet
• A homeowner can test or clean up mold in their own home without a license. Consumer Mold Information Sheet
• The remediation contractor must give you a Certificate of Mold Damage Remediation within 10 days after the job ends. Consumer Mold Information Sheet
• A certificate showing the cause was fixed stops an insurer from making underwriting choices based on past mold damage or past mold claims. Consumer Mold Information Sheet
• If you sell your Texas home you must give the buyer every mold certificate from the last five years. Consumer Mold Information Sheet

All Texas Department of Licensing and Regulation lines

Every Texas County

Largest Cities

• Houston
• San Antonio
• Dallas
• Austin
• Fort Worth
• El Paso
• Arlington
• Corpus Christi
• Plano
• Lubbock
• Laredo
• Irving
• Garland
• Frisco
• McKinney
• Amarillo
• Grand Prairie
• Brownsville
• Killeen
• Pasadena
• Mesquite
• Denton
• McAllen
• Waco
• Midland
• Carrollton
• Lewisville
• Abilene
• Pearland
• Round Rock
• College Station
• Richardson
• The Woodlands
• League City
• Odessa
• Beaumont
• Sugar Land
• Tyler
• Allen
• Edinburg