Mold Removal Cost And Risk In Cameron County, TX
A typical professional mold job in Cameron County runs about $1,300 to $5,150 before rebuild, using the Brownsville-Harlingen, TX price level. Below are the 16 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Texas rules.
1992Median year homes were built
30%Homes built before 1980
35%Homes rented, not owned
$120,000Median home value
157,565Housing units
423,192People
Half the homes in Cameron County were built before 1992, and 30 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 35 percent of homes in Cameron County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 78535 has the oldest homes here, a median year of 1974, and ZIP 78526 the newest, 2002.
Typical Prices In Cameron County
| Job | Size | National Range | Cameron County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,300 to $5,150 |
| Mold Remediation | an attic | $2,000 to $7,500 | $1,700 to $6,450 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $150 to $500 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $250 to $850 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $250 to $700 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,150, that cap falls short by about $150 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates Cameron County high for hurricane, cold wave, winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively Moderate |
| Coastal flooding | Relatively Moderate |
| Hurricane | Very High |
| Cold wave | Very High |
| Winter weather | Relatively High |
ZIP Code Neighborhoods In Cameron County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 78520 | Brownsville | 1990 | 39% | $129,200 |
| 78521 | Cameron County | 1989 | 35% | $90,500 |
| 78526 | Brownsville | 2002 | 10% | $158,300 |
| 78535 | Combes | 1974 | 62% | $67,900 |
| 78550 | Cameron County | 1984 | 44% | $120,500 |
| 78552 | Cameron County | 1996 | 20% | $154,500 |
| 78559 | Cameron County | 1990 | 26% | $99,900 |
| 78566 | Cameron County | 2000 | 20% | $138,100 |
| 78567 | Los Indios | 1982 | 47% | $61,000 |
| 78575 | Cameron County | 1985 | 34% | $220,400 |
| 78578 | Cameron County | 1992 | 25% | $193,700 |
| 78583 | Cameron County | 1995 | 27% | $147,500 |
| 78586 | Cameron County | 1992 | 32% | $83,200 |
| 78592 | Cameron County | 1986 | 36% | Not published |
| 78593 | Cameron County | 1991 | 39% | $66,900 |
| 78597 | Cameron County | 1985 | 28% | $508,800 |
Cities And Towns
Texas Rules On Mold
Who May Do Mold Work
Texas licenses mold assessment consultants, assessment technicians, remediation contractors, remediation workers and the companies they work for through the Texas Department of Licensing and Regulation. A license is needed when the mold covers 25 contiguous square feet or more.
State law says a license holder may not do both the mold assessment and the mold remediation on the same project. A person also may not own a share of both the assessment company and the remediation company on the same project. You can check any license with the TDLR license search.
Texas Mold And Insurance Rules
- Most Texas home policies cover mold on an item damaged by sudden and accidental water, like a burst pipe. When are water damage and mold covered by insurance, TDI
- Texas home policies usually do not cover mold from slow leaks or seepage. When are water damage and mold covered by insurance, TDI
- Your Texas insurer may let you add coverage for mold cleanup after a covered loss. When are water damage and mold covered by insurance, TDI
- Licensing. Texas requires mold companies and workers to be licensed by TDLR unless they are exempt. Consumer Mold Information Sheet, TDLR
- A Texas seller must give the buyer copies of mold remediation certificates from the last five years. Consumer Mold Information Sheet, TDLR
All Texas Mold And Insurance Rules lines
Texas Department of Insurance
- Most Texas home and renters policies cover mold that grows on an item hurt by sudden and accidental water damage, such as a burst pipe. When are water damage and mold covered by insurance?
- Texas home policies usually do not cover mold from gradual leaks or seepage. When are water damage and mold covered by insurance?
- Mold from a flood is not covered by a home policy. You need a separate flood policy. When are water damage and mold covered by insurance?
- Most Texas home policies leave out mold cleanup and testing, but your insurer may let you add it for a covered loss. When are water damage and mold covered by insurance?
- For a mold removal claim in Texas you need a state licensed mold pro and an inspection showing the mold is gone and the cause is fixed. When are water damage and mold covered by insurance?
All Texas Department of Insurance lines
Texas Department of Licensing and Regulation
- In Texas anyone who does mold testing or mold cleanup for others must hold a TDLR license unless an exemption applies. Consumer Mold Information Sheet
- A homeowner can test or clean up mold in their own home without a license. Consumer Mold Information Sheet
- The remediation contractor must give you a Certificate of Mold Damage Remediation within 10 days after the job ends. Consumer Mold Information Sheet
- A certificate showing the cause was fixed stops an insurer from making underwriting choices based on past mold damage or past mold claims. Consumer Mold Information Sheet
- If you sell your Texas home you must give the buyer every mold certificate from the last five years. Consumer Mold Information Sheet