Mold Removal Cost And Risk In Albemarle County, VA
A typical professional mold job in Albemarle County runs about $1,500 to $5,950 before rebuild, using the Charlottesville, VA price level. Below are the 15 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Virginia rules.
1991Median year homes were built
31%Homes built before 1980
34%Homes rented, not owned
$471,000Median home value
48,360Housing units
113,683People
Half the homes in Albemarle County were built before 1991, and 31 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 34 percent of homes in Albemarle County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 22931 has the oldest homes here, a median year of 1938, and ZIP 22932 the newest, 2002.
Typical Prices In Albemarle County
| Job | Size | National Range | Albemarle County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,500 to $5,950 |
| Mold Remediation | an attic | $2,000 to $7,500 | $2,000 to $7,450 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $200 to $600 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $300 to $1,000 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $300 to $800 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,950, that cap falls short by about $950 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates none of the water hazards below as high for Albemarle County.
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively Moderate |
| Coastal flooding | Not Applicable |
| Hurricane | Relatively Moderate |
| Cold wave | Very Low |
| Winter weather | Relatively Moderate |
ZIP Code Neighborhoods In Albemarle County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 22901 | Albemarle County | 1983 | 44% | $473,500 |
| 22902 | Albemarle County | 1983 | 46% | $392,800 |
| 22903 | Albemarle County | 1979 | 52% | $510,500 |
| 22904 | University of Virginia | 1991 | 48% | Not published |
| 22911 | Albemarle County | 1996 | 18% | $427,400 |
| 22923 | Albemarle County | 1998 | 27% | $369,000 |
| 22931 | Albemarle County | 1938 | 70% | $703,100 |
| 22932 | Albemarle County | 2002 | 24% | $552,200 |
| 22936 | Albemarle County | 1987 | 27% | $511,800 |
| 22937 | Albemarle County | 1974 | 57% | $276,400 |
| 22940 | Albemarle County | 1989 | 23% | $418,200 |
| 22943 | Albemarle County | 1973 | 60% | $597,200 |
| 22946 | Albemarle County | 1976 | 60% | $340,900 |
| 22947 | Albemarle County | 1996 | 22% | $698,600 |
| 22959 | Albemarle County | 1991 | 27% | $554,900 |
Virginia Rules On Mold
Virginia Mold And Insurance Rules
- In Virginia, mold that follows another covered loss is covered. Virginia Homeowners Insurance Guide, SCC Bureau of Insurance
- If mold itself is the direct cause of the loss, a Virginia home policy excludes it. Virginia Homeowners Insurance Guide, SCC Bureau of Insurance
- Licensing. Virginia has no state mold license, but selling home mold remediation without a national mold remediation certification breaks the Consumer Protection Act. Va. Code 59.1-200
- Virginia landlords must state in the move in inspection report whether there is any visible mold. Va. Code 55.1-1215
- If visible mold shows up in a Virginia rental, the landlord must have it remediated to professional standards. Va. Code 8.01-226.12