Mold Removal Cost And Risk In Chesterfield County, VA
A typical professional mold job in Chesterfield County runs about $1,450 to $5,850 before rebuild, using the Richmond, VA price level. Below are the 13 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Virginia rules.
1989Median year homes were built
30%Homes built before 1980
23%Homes rented, not owned
$336,700Median home value
142,572Housing units
371,610People
Half the homes in Chesterfield County were built before 1989, and 30 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 23 percent of homes in Chesterfield County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 23834 has the oldest homes here, a median year of 1976, and ZIP 23120 the newest, 2012.
Typical Prices In Chesterfield County
| Job | Size | National Range | Chesterfield County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,450 to $5,850 |
| Mold Remediation | an attic | $2,000 to $7,500 | $1,950 to $7,350 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $200 to $600 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $300 to $1,000 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $300 to $800 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,850, that cap falls short by about $850 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates Chesterfield County high for winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively Moderate |
| Coastal flooding | Relatively Low |
| Hurricane | Relatively Moderate |
| Cold wave | Very Low |
| Winter weather | Relatively High |
ZIP Code Neighborhoods In Chesterfield County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 23112 | Chesterfield County | 1993 | 16% | $366,500 |
| 23113 | Chesterfield County | 1990 | 24% | $580,200 |
| 23114 | Midlothian | 2000 | 6% | $377,300 |
| 23120 | Chesterfield County | 2012 | 5% | $516,800 |
| 23234 | Richmond | 1977 | 56% | $237,300 |
| 23235 | Bon Air | 1977 | 56% | $324,800 |
| 23236 | Chesterfield County | 1983 | 40% | $306,800 |
| 23237 | Chesterfield County | 1983 | 43% | $243,100 |
| 23831 | Chester | 1993 | 24% | $300,200 |
| 23832 | Chesterfield County | 1994 | 19% | $334,800 |
| 23834 | Chesterfield County | 1976 | 58% | $236,100 |
| 23836 | Chesterfield County | 1995 | 32% | $338,700 |
| 23838 | Chesterfield County | 1998 | 19% | $431,400 |
Cities And Towns
Virginia Rules On Mold
Virginia Mold And Insurance Rules
- In Virginia, mold that follows another covered loss is covered. Virginia Homeowners Insurance Guide, SCC Bureau of Insurance
- If mold itself is the direct cause of the loss, a Virginia home policy excludes it. Virginia Homeowners Insurance Guide, SCC Bureau of Insurance
- Licensing. Virginia has no state mold license, but selling home mold remediation without a national mold remediation certification breaks the Consumer Protection Act. Va. Code 59.1-200
- Virginia landlords must state in the move in inspection report whether there is any visible mold. Va. Code 55.1-1215
- If visible mold shows up in a Virginia rental, the landlord must have it remediated to professional standards. Va. Code 8.01-226.12