Mold Removal Cost And Risk In James City County, VA

A typical professional mold job in James City County runs about $1,450 to $5,900 before rebuild, using the Virginia Beach-Chesapeake-Norfolk, VA-NC price level. Below are the 3 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Virginia rules.

1997Median year homes were built

18%Homes built before 1980

21%Homes rented, not owned

$419,200Median home value

34,400Housing units

80,046People

Housing figures from Census ACS 2019 to 2023. Remediation workers here earn a median $21.92 an hour, BLS May 2025 wage survey.

Half the homes in James City County were built before 1997, and 18 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 21 percent of homes in James City County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 23185 has the oldest homes here, a median year of 1990, and ZIP 23168 the newest, 2001.

Typical Prices In James City County

JobSizeNational RangeJames City County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,450 to $5,900
Mold Remediationan attic$2,000 to $7,500$1,950 to $7,350
Mold Inspection and Testinga visual inspection$200 to $600$200 to $600
Mold Inspection and Testingan inspection with samples$300 to $1,000$300 to $1,000
Mold Inspection and Testinga clearance test$300 to $800$300 to $800

Estimate is the national range times 97.9 divided by 100, the price level for Virginia Beach-Chesapeake-Norfolk, VA-NC, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,900, that cap falls short by about $900 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates none of the water hazards below as high for James City County.

HazardFEMA Risk Rating
Inland floodingRelatively Low
Coastal floodingRelatively Low
HurricaneRelatively Moderate
Cold waveRelatively Low
Winter weatherRelatively Low

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In James City County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
23168James City County200114%$383,300
23185James City County199030%$413,500
23188James City County200113%$409,100

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

Virginia Rules On Mold

Virginia Mold And Insurance Rules

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James City County Area

Virginia Beach-Chesapeake-Norfolk, VA-NC