Mold Removal Cost And Risk In Loudoun County, VA
A typical professional mold job in Loudoun County runs about $1,650 to $6,550 before rebuild, using the Washington-Arlington-Alexandria, DC-VA-MD-WV price level. Below are the 17 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Virginia rules.
2002Median year homes were built
13%Homes built before 1980
22%Homes rented, not owned
$701,000Median home value
144,804Housing units
427,082People
Half the homes in Loudoun County were built before 2002, and 13 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 22 percent of homes in Loudoun County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 20184 has the oldest homes here, a median year of 1938, and ZIP 20105 the newest, 2012.
Typical Prices In Loudoun County
| Job | Size | National Range | Loudoun County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,650 to $6,550 |
| Mold Remediation | an attic | $2,000 to $7,500 | $2,200 to $8,150 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $200 to $650 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $350 to $1,100 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $350 to $850 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $6,550, that cap falls short by about $1,550 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates Loudoun County high for winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively Moderate |
| Coastal flooding | Not Applicable |
| Hurricane | Relatively Low |
| Cold wave | Relatively Low |
| Winter weather | Relatively High |
ZIP Code Neighborhoods In Loudoun County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 20105 | Loudoun County | 2012 | 5% | $807,400 |
| 20117 | Loudoun County | 1981 | 48% | $947,700 |
| 20129 | Loudoun County | 1997 | 6% | $1,205,800 |
| 20132 | Loudoun County | 1997 | 26% | $704,100 |
| 20141 | Loudoun County | 2001 | 20% | $676,700 |
| 20147 | Ashburn | 2002 | 3% | $679,600 |
| 20148 | Loudoun County | 2010 | 3% | $843,800 |
| 20152 | South Riding | 2006 | 2% | $708,400 |
| 20158 | Loudoun County | 1990 | 39% | $771,200 |
| 20164 | Sterling | 1981 | 47% | $526,700 |
| 20165 | Cascades | 1994 | 5% | $661,300 |
| 20166 | Loudoun County | 2005 | 4% | $576,400 |
| 20175 | Loudoun County | 1995 | 21% | $717,700 |
| 20176 | Loudoun County | 2001 | 16% | $702,400 |
| 20180 | Loudoun County | 2000 | 26% | $629,400 |
| 20184 | Loudoun County | 1938 | 83% | Not published |
| 20197 | Loudoun County | 1994 | 34% | $988,900 |
Cities And Towns
Virginia Rules On Mold
Virginia Mold And Insurance Rules
- In Virginia, mold that follows another covered loss is covered. Virginia Homeowners Insurance Guide, SCC Bureau of Insurance
- If mold itself is the direct cause of the loss, a Virginia home policy excludes it. Virginia Homeowners Insurance Guide, SCC Bureau of Insurance
- Licensing. Virginia has no state mold license, but selling home mold remediation without a national mold remediation certification breaks the Consumer Protection Act. Va. Code 59.1-200
- Virginia landlords must state in the move in inspection report whether there is any visible mold. Va. Code 55.1-1215
- If visible mold shows up in a Virginia rental, the landlord must have it remediated to professional standards. Va. Code 8.01-226.12