Mold Removal Cost And Risk In Louisa County, VA
A typical professional mold job in Louisa County runs about $1,350 to $5,300 before rebuild, using the Virginia nonmetro price level. Below are the 4 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Virginia rules.
1994Median year homes were built
27%Homes built before 1980
19%Homes rented, not owned
$275,600Median home value
18,047Housing units
39,012People
Half the homes in Louisa County were built before 1994, and 27 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 19 percent of homes in Louisa County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 23093 has the oldest homes here, a median year of 1990, and ZIP 23024 the newest, 1995.
Typical Prices In Louisa County
| Job | Size | National Range | Louisa County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,350 to $5,300 |
| Mold Remediation | an attic | $2,000 to $7,500 | $1,750 to $6,650 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $200 to $550 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $250 to $900 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $250 to $700 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,300, that cap falls short by about $300 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates none of the water hazards below as high for Louisa County.
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively Low |
| Coastal flooding | Not Applicable |
| Hurricane | Relatively Low |
| Cold wave | Very Low |
| Winter weather | Very Low |
ZIP Code Neighborhoods In Louisa County
Virginia Rules On Mold
Virginia Mold And Insurance Rules
- In Virginia, mold that follows another covered loss is covered. Virginia Homeowners Insurance Guide, SCC Bureau of Insurance
- If mold itself is the direct cause of the loss, a Virginia home policy excludes it. Virginia Homeowners Insurance Guide, SCC Bureau of Insurance
- Licensing. Virginia has no state mold license, but selling home mold remediation without a national mold remediation certification breaks the Consumer Protection Act. Va. Code 59.1-200
- Virginia landlords must state in the move in inspection report whether there is any visible mold. Va. Code 55.1-1215
- If visible mold shows up in a Virginia rental, the landlord must have it remediated to professional standards. Va. Code 8.01-226.12