Mold Removal Cost And Risk In Nelson County, VA
A typical professional mold job in Nelson County runs about $1,500 to $5,950 before rebuild, using the Charlottesville, VA price level. Below are the 11 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Virginia rules.
1987Median year homes were built
36%Homes built before 1980
21%Homes rented, not owned
$283,000Median home value
9,947Housing units
14,777People
Half the homes in Nelson County were built before 1987, and 36 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 21 percent of homes in Nelson County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 22964 has the oldest homes here, a median year of 1967, and ZIP 24464 the newest, 2001.
Typical Prices In Nelson County
| Job | Size | National Range | Nelson County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,500 to $5,950 |
| Mold Remediation | an attic | $2,000 to $7,500 | $2,000 to $7,450 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $200 to $600 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $300 to $1,000 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $300 to $800 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,950, that cap falls short by about $950 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates none of the water hazards below as high for Nelson County.
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively Low |
| Coastal flooding | Not Applicable |
| Hurricane | Relatively Low |
| Cold wave | Very Low |
| Winter weather | Relatively Low |
ZIP Code Neighborhoods In Nelson County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 22920 | Nelson County | 1990 | 42% | $357,200 |
| 22922 | Nelson County | 1982 | 49% | $209,800 |
| 22938 | Nelson County | 1986 | 36% | $249,700 |
| 22949 | Nelson County | 1984 | 37% | $259,100 |
| 22958 | Nelson County | 1991 | 16% | $490,400 |
| 22964 | Nelson County | 1967 | 74% | $401,400 |
| 22967 | Nelson County | 1977 | 54% | $255,900 |
| 22969 | Nelson County | 1974 | 56% | $253,800 |
| 22971 | Nelson County | 1986 | 36% | $272,700 |
| 22976 | Nelson County | 1972 | 71% | Not published |
| 24464 | Nelson County | 2001 | 43% | $562,500 |
Virginia Rules On Mold
Virginia Mold And Insurance Rules
- In Virginia, mold that follows another covered loss is covered. Virginia Homeowners Insurance Guide, SCC Bureau of Insurance
- If mold itself is the direct cause of the loss, a Virginia home policy excludes it. Virginia Homeowners Insurance Guide, SCC Bureau of Insurance
- Licensing. Virginia has no state mold license, but selling home mold remediation without a national mold remediation certification breaks the Consumer Protection Act. Va. Code 59.1-200
- Virginia landlords must state in the move in inspection report whether there is any visible mold. Va. Code 55.1-1215
- If visible mold shows up in a Virginia rental, the landlord must have it remediated to professional standards. Va. Code 8.01-226.12