Mold Removal Cost And Risk In Dane County, WI
A typical professional mold job in Dane County runs about $1,450 to $5,850 before rebuild, using the Madison, WI price level. Below are the 34 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Wisconsin rules.
1985Median year homes were built
44%Homes built before 1980
42%Homes rented, not owned
$366,100Median home value
254,880Housing units
564,777People
Half the homes in Dane County were built before 1985, and 44 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 42 percent of homes in Dane County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 53571 has the oldest homes here, a median year of 1938, and ZIP 53593 the newest, 2005.
Typical Prices In Dane County
| Job | Size | National Range | Dane County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,450 to $5,850 |
| Mold Remediation | an attic | $2,000 to $7,500 | $1,950 to $7,300 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $200 to $600 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $300 to $950 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $300 to $800 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,850, that cap falls short by about $850 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates Dane County high for inland flooding, cold wave, winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively High |
| Coastal flooding | Not Applicable |
| Hurricane | Very Low |
| Cold wave | Very High |
| Winter weather | Relatively High |
ZIP Code Neighborhoods In Dane County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 53508 | Dane County | 1992 | 39% | $330,700 |
| 53515 | Dane County | 1976 | 54% | $336,400 |
| 53517 | Dane County | 1981 | 49% | $410,600 |
| 53523 | Dane County | 1977 | 53% | $308,000 |
| 53527 | Dane County | 1998 | 20% | $402,500 |
| 53528 | Dane County | 1981 | 49% | $424,800 |
| 53529 | Dane County | 1973 | 59% | $374,000 |
| 53531 | Dane County | 1983 | 48% | $334,400 |
| 53532 | Dane County | 1991 | 27% | $355,700 |
| 53558 | Dane County | 1985 | 41% | $377,500 |
| 53559 | Dane County | 1980 | 50% | $280,800 |
| 53560 | Dane County | 1978 | 52% | $328,800 |
| 53562 | Dane County | 1990 | 37% | $495,600 |
| 53571 | Windsor | 1938 | 64% | Not published |
| 53572 | Dane County | 1992 | 37% | $381,900 |
| 53575 | Dane County | 1990 | 36% | $384,700 |
| 53589 | Dane County | 1981 | 48% | $318,300 |
| 53590 | Dane County | 1997 | 30% | $354,700 |
| 53593 | Dane County | 2005 | 16% | $464,700 |
| 53597 | Dane County | 1995 | 24% | $462,900 |
| 53598 | Windsor | 1989 | 41% | $373,300 |
| 53703 | Madison | 1977 | 53% | $472,000 |
| 53704 | Madison | 1971 | 64% | $289,000 |
| 53705 | Madison | 1967 | 72% | $446,500 |
| 53706 | Madison | 1948 | 90% | Not published |
| 53711 | Fitchburg | 1977 | 54% | $387,600 |
| 53713 | Madison | 1979 | 52% | $259,100 |
| 53714 | Madison | 1968 | 81% | $275,000 |
| 53715 | Madison | 1968 | 59% | $436,100 |
| 53716 | Madison | 1965 | 72% | $325,400 |
| 53717 | Madison | 1991 | 21% | $404,600 |
| 53718 | Madison | 2005 | 9% | $328,500 |
| 53719 | Madison | 1997 | 17% | $349,300 |
| 53726 | Madison | 1954 | 75% | $600,500 |
Cities And Towns
Wisconsin Rules On Mold
Wisconsin Mold And Insurance Rules
- Wisconsin expects home insurers to cover mold damage from a covered cause of loss like any other damage from that cause. OCI Bulletin June 21 2002, Mold Coverage
- Wisconsin allows a mold limit if property coverage is at least $10,000. OCI Bulletin June 21 2002, Mold Coverage
- A Wisconsin insurer cannot deny a covered claim just because mold is on the damaged property. OCI Bulletin December 19 2002, Updated Guidance on Mold
- If a Wisconsin landlord will not fix a confirmed mold or moisture problem, tenants can complain to DATCP. Tenant Landlord Issues Involving Mold, Wisconsin DHS