Mold Removal Cost And Risk In Douglas County, WI
A typical professional mold job in Douglas County runs about $1,350 to $5,350 before rebuild, using the Duluth, MN-WI price level. Below are the 10 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Wisconsin rules.
1970Median year homes were built
66%Homes built before 1980
28%Homes rented, not owned
$190,400Median home value
22,997Housing units
44,197People
Half the homes in Douglas County were built before 1970, and 66 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 28 percent of homes in Douglas County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 54880 has the oldest homes here, a median year of 1961, and ZIP 54842 the newest, 1989.
Typical Prices In Douglas County
| Job | Size | National Range | Douglas County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,350 to $5,350 |
| Mold Remediation | an attic | $2,000 to $7,500 | $1,800 to $6,650 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $200 to $550 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $250 to $900 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $250 to $700 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,350, that cap falls short by about $350 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates Douglas County high for cold wave. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively Low |
| Coastal flooding | Very Low |
| Hurricane | Not Applicable |
| Cold wave | Relatively High |
| Winter weather | Relatively Low |
ZIP Code Neighborhoods In Douglas County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 54820 | Douglas County | 1980 | 50% | $235,900 |
| 54836 | Douglas County | 1980 | 51% | $195,600 |
| 54838 | Douglas County | 1981 | 48% | $235,700 |
| 54842 | Douglas County | 1989 | 33% | $196,300 |
| 54849 | Douglas County | 1980 | 50% | $254,200 |
| 54854 | Douglas County | 1973 | 66% | $182,900 |
| 54864 | Douglas County | 1980 | 50% | $221,900 |
| 54873 | Douglas County | 1979 | 52% | $232,800 |
| 54874 | Douglas County | 1977 | 53% | $206,500 |
| 54880 | Douglas County | 1961 | 75% | $176,700 |
Wisconsin Rules On Mold
Wisconsin Mold And Insurance Rules
- Wisconsin expects home insurers to cover mold damage from a covered cause of loss like any other damage from that cause. OCI Bulletin June 21 2002, Mold Coverage
- Wisconsin allows a mold limit if property coverage is at least $10,000. OCI Bulletin June 21 2002, Mold Coverage
- A Wisconsin insurer cannot deny a covered claim just because mold is on the damaged property. OCI Bulletin December 19 2002, Updated Guidance on Mold
- If a Wisconsin landlord will not fix a confirmed mold or moisture problem, tenants can complain to DATCP. Tenant Landlord Issues Involving Mold, Wisconsin DHS