Mold Removal Cost And Risk In La Crosse County, WI
A typical professional mold job in La Crosse County runs about $1,400 to $5,500 before rebuild, using the La Crosse-Onalaska, WI-MN price level. Below are the 9 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Wisconsin rules.
1978Median year homes were built
54%Homes built before 1980
38%Homes rented, not owned
$243,200Median home value
53,234Housing units
120,262People
Half the homes in La Crosse County were built before 1978, and 54 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 38 percent of homes in La Crosse County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 54603 has the oldest homes here, a median year of 1965, and ZIP 54636 the newest, 1996.
Typical Prices In La Crosse County
| Job | Size | National Range | La Crosse County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,400 to $5,500 |
| Mold Remediation | an attic | $2,000 to $7,500 | $1,850 to $6,900 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $200 to $550 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $300 to $900 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $300 to $750 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,500, that cap falls short by about $500 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates La Crosse County high for cold wave. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively Moderate |
| Coastal flooding | Not Applicable |
| Hurricane | No Rating |
| Cold wave | Relatively High |
| Winter weather | Relatively Moderate |
ZIP Code Neighborhoods In La Crosse County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 54601 | La Crosse County | 1970 | 64% | $220,200 |
| 54603 | La Crosse | 1965 | 70% | $175,500 |
| 54614 | La Crosse County | 1977 | 54% | $238,200 |
| 54623 | La Crosse County | 1975 | 58% | $248,600 |
| 54636 | La Crosse County | 1996 | 26% | $290,600 |
| 54644 | La Crosse County | 1984 | 46% | $263,300 |
| 54650 | La Crosse County | 1988 | 42% | $279,100 |
| 54653 | La Crosse County | 1978 | 53% | $253,500 |
| 54669 | La Crosse County | 1990 | 42% | $288,600 |
Cities And Towns
Wisconsin Rules On Mold
Wisconsin Mold And Insurance Rules
- Wisconsin expects home insurers to cover mold damage from a covered cause of loss like any other damage from that cause. OCI Bulletin June 21 2002, Mold Coverage
- Wisconsin allows a mold limit if property coverage is at least $10,000. OCI Bulletin June 21 2002, Mold Coverage
- A Wisconsin insurer cannot deny a covered claim just because mold is on the damaged property. OCI Bulletin December 19 2002, Updated Guidance on Mold
- If a Wisconsin landlord will not fix a confirmed mold or moisture problem, tenants can complain to DATCP. Tenant Landlord Issues Involving Mold, Wisconsin DHS