Mold Removal Cost And Risk In Milwaukee County, WI
A typical professional mold job in Milwaukee County runs about $1,450 to $5,800 before rebuild, using the Milwaukee-Waukesha, WI price level. Below are the 35 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Wisconsin rules.
1956Median year homes were built
80%Homes built before 1980
50%Homes rented, not owned
$216,500Median home value
423,838Housing units
927,656People
Half the homes in Milwaukee County were built before 1956, and 80 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. Most homes in Milwaukee County are rented, 50 percent. A renter's policy covers belongings and liability, while the owner's policy covers the building.
Housing age swings by neighborhood. ZIP 53204 has the oldest homes here, a median year of 1938, and ZIP 53154 the newest, 1992.
Typical Prices In Milwaukee County
| Job | Size | National Range | Milwaukee County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,450 to $5,800 |
| Mold Remediation | an attic | $2,000 to $7,500 | $1,950 to $7,250 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $200 to $600 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $300 to $950 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $300 to $800 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,800, that cap falls short by about $800 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates Milwaukee County high for inland flooding, cold wave, winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively High |
| Coastal flooding | Very Low |
| Hurricane | Very Low |
| Cold wave | Very High |
| Winter weather | Very High |
ZIP Code Neighborhoods In Milwaukee County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 53110 | Cudahy | 1961 | 83% | $201,000 |
| 53129 | Greendale | 1967 | 79% | $288,400 |
| 53130 | Hales Corners | 1963 | 74% | $290,400 |
| 53132 | Franklin | 1990 | 35% | $345,600 |
| 53154 | Oak Creek | 1992 | 35% | $305,100 |
| 53172 | South Milwaukee | 1957 | 80% | $216,400 |
| 53202 | Milwaukee | 1967 | 61% | $298,000 |
| 53203 | Milwaukee | 1941 | 62% | $334,600 |
| 53204 | Milwaukee | 1938 | 85% | $106,000 |
| 53205 | Milwaukee | 1965 | 63% | $122,100 |
| 53206 | Milwaukee | 1938 | 90% | $70,800 |
| 53207 | Milwaukee | 1943 | 90% | $228,500 |
| 53208 | Milwaukee | 1938 | 93% | $196,300 |
| 53209 | Milwaukee | 1954 | 86% | $150,200 |
| 53210 | Milwaukee | 1938 | 93% | $153,400 |
| 53211 | Milwaukee | 1938 | 87% | $413,500 |
| 53212 | Milwaukee | 1938 | 82% | $204,300 |
| 53213 | Wauwatosa | 1941 | 85% | $311,200 |
| 53214 | West Allis | 1954 | 83% | $178,600 |
| 53215 | Milwaukee | 1938 | 92% | $148,400 |
| 53216 | Milwaukee | 1950 | 95% | $122,800 |
| 53217 | River Hills | 1956 | 84% | $426,100 |
| 53218 | Milwaukee | 1957 | 90% | $122,200 |
| 53219 | Milwaukee | 1953 | 94% | $190,300 |
| 53220 | Greenfield | 1965 | 82% | $218,800 |
| 53221 | Milwaukee | 1966 | 80% | $205,500 |
| 53222 | Milwaukee | 1957 | 92% | $202,100 |
| 53223 | Milwaukee | 1970 | 76% | $184,300 |
| 53224 | Milwaukee | 1975 | 64% | $194,600 |
| 53225 | Milwaukee | 1964 | 84% | $174,500 |
| 53226 | Wauwatosa | 1958 | 81% | $301,400 |
| 53227 | West Allis | 1962 | 80% | $214,300 |
| 53228 | Greenfield | 1977 | 55% | $254,700 |
| 53233 | Milwaukee | 1962 | 73% | $132,900 |
| 53235 | St. Francis | 1959 | 67% | $207,200 |
Cities And Towns
Wisconsin Rules On Mold
Wisconsin Mold And Insurance Rules
- Wisconsin expects home insurers to cover mold damage from a covered cause of loss like any other damage from that cause. OCI Bulletin June 21 2002, Mold Coverage
- Wisconsin allows a mold limit if property coverage is at least $10,000. OCI Bulletin June 21 2002, Mold Coverage
- A Wisconsin insurer cannot deny a covered claim just because mold is on the damaged property. OCI Bulletin December 19 2002, Updated Guidance on Mold
- If a Wisconsin landlord will not fix a confirmed mold or moisture problem, tenants can complain to DATCP. Tenant Landlord Issues Involving Mold, Wisconsin DHS