Mold Removal Cost And Risk In Polk County, WI
A typical professional mold job in Polk County runs about $1,350 to $5,350 before rebuild, using the Wisconsin nonmetro price level. Below are the 14 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Wisconsin rules.
1980Median year homes were built
50%Homes built before 1980
19%Homes rented, not owned
$241,200Median home value
24,377Housing units
45,327People
Half the homes in Polk County were built before 1980, and 50 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 19 percent of homes in Polk County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 54006 has the oldest homes here, a median year of 1972, and ZIP 54009 the newest, 1992.
Typical Prices In Polk County
| Job | Size | National Range | Polk County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,350 to $5,350 |
| Mold Remediation | an attic | $2,000 to $7,500 | $1,800 to $6,700 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $200 to $550 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $250 to $900 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $250 to $700 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,350, that cap falls short by about $350 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates Polk County high for cold wave. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively Low |
| Coastal flooding | Not Applicable |
| Hurricane | Not Applicable |
| Cold wave | Relatively High |
| Winter weather | Relatively Low |
ZIP Code Neighborhoods In Polk County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 54001 | Polk County | 1978 | 55% | $239,200 |
| 54005 | Polk County | 1979 | 51% | $241,500 |
| 54006 | Polk County | 1972 | 60% | $203,500 |
| 54009 | Polk County | 1992 | 40% | $238,600 |
| 54020 | Polk County | 1990 | 41% | $262,100 |
| 54024 | Polk County | 1982 | 47% | $248,900 |
| 54026 | Polk County | 1986 | 41% | $304,500 |
| 54810 | Polk County | 1981 | 49% | $258,000 |
| 54824 | Polk County | 1978 | 52% | $193,500 |
| 54826 | Polk County | 1978 | 55% | $229,800 |
| 54837 | Polk County | 1975 | 59% | $211,500 |
| 54853 | Polk County | 1975 | 57% | $214,100 |
| 54858 | Polk County | 1978 | 52% | $208,000 |
| 54889 | Polk County | 1978 | 52% | $230,300 |
Wisconsin Rules On Mold
Wisconsin Mold And Insurance Rules
- Wisconsin expects home insurers to cover mold damage from a covered cause of loss like any other damage from that cause. OCI Bulletin June 21 2002, Mold Coverage
- Wisconsin allows a mold limit if property coverage is at least $10,000. OCI Bulletin June 21 2002, Mold Coverage
- A Wisconsin insurer cannot deny a covered claim just because mold is on the damaged property. OCI Bulletin December 19 2002, Updated Guidance on Mold
- If a Wisconsin landlord will not fix a confirmed mold or moisture problem, tenants can complain to DATCP. Tenant Landlord Issues Involving Mold, Wisconsin DHS