Mold Removal Cost And Risk In St. Croix County, WI
A typical professional mold job in St. Croix County runs about $1,550 to $6,300 before rebuild, using the Minneapolis-St. Paul-Bloomington, MN-WI price level. Below are the 11 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Wisconsin rules.
1993Median year homes were built
34%Homes built before 1980
21%Homes rented, not owned
$349,700Median home value
38,185Housing units
94,819People
Half the homes in St. Croix County were built before 1993, and 34 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 21 percent of homes in St. Croix County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 54007 has the oldest homes here, a median year of 1973, and ZIP 54023 the newest, 2000.
Typical Prices In St. Croix County
| Job | Size | National Range | St. Croix County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,550 to $6,300 |
| Mold Remediation | an attic | $2,000 to $7,500 | $2,100 to $7,850 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $200 to $650 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $300 to $1,050 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $300 to $850 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $6,300, that cap falls short by about $1,300 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates none of the water hazards below as high for St. Croix County.
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively Low |
| Coastal flooding | Not Applicable |
| Hurricane | Not Applicable |
| Cold wave | Relatively Moderate |
| Winter weather | Relatively Moderate |
ZIP Code Neighborhoods In St. Croix County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 54002 | St. Croix County | 1986 | 45% | $275,600 |
| 54007 | St. Croix County | 1973 | 57% | $247,300 |
| 54013 | St. Croix County | 1974 | 58% | $269,400 |
| 54015 | St. Croix County | 1990 | 38% | $285,900 |
| 54016 | St. Croix County | 1995 | 26% | $425,900 |
| 54017 | St. Croix County | 1991 | 39% | $301,900 |
| 54023 | St. Croix County | 2000 | 22% | $352,500 |
| 54025 | St. Croix County | 1996 | 28% | $342,700 |
| 54027 | St. Croix County | 1979 | 51% | $323,600 |
| 54028 | St. Croix County | 1982 | 48% | $249,000 |
| 54082 | St. Croix County | 2000 | 20% | $480,300 |
Wisconsin Rules On Mold
Wisconsin Mold And Insurance Rules
- Wisconsin expects home insurers to cover mold damage from a covered cause of loss like any other damage from that cause. OCI Bulletin June 21 2002, Mold Coverage
- Wisconsin allows a mold limit if property coverage is at least $10,000. OCI Bulletin June 21 2002, Mold Coverage
- A Wisconsin insurer cannot deny a covered claim just because mold is on the damaged property. OCI Bulletin December 19 2002, Updated Guidance on Mold
- If a Wisconsin landlord will not fix a confirmed mold or moisture problem, tenants can complain to DATCP. Tenant Landlord Issues Involving Mold, Wisconsin DHS