Mold Removal Cost And Risk In Kenai Peninsula Borough, AK
A typical professional mold job in Kenai Peninsula Borough runs about $1,450 to $5,750 before rebuild, using the Alaska nonmetro price level. Below are the 15 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Alaska rules.
1989Median year homes were built
28%Homes built before 1980
23%Homes rented, not owned
$297,500Median home value
32,707Housing units
59,843People
Half the homes in Kenai Peninsula Borough were built before 1989, and 28 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 23 percent of homes in Kenai Peninsula Borough are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 99635 has the oldest homes here, a median year of 1969, and ZIP 99610 the newest, 1996.
Typical Prices In Kenai Peninsula Borough
| Job | Size | National Range | Kenai Peninsula Borough Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,450 to $5,750 |
| Mold Remediation | an attic | $2,000 to $7,500 | $1,900 to $7,200 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $200 to $600 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $300 to $950 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $300 to $750 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,750, that cap falls short by about $750 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates Kenai Peninsula Borough high for winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively Low |
| Coastal flooding | Very Low |
| Hurricane | Not Applicable |
| Cold wave | Very Low |
| Winter weather | Relatively High |
ZIP Code Neighborhoods In Kenai Peninsula Borough
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 99556 | Anchor Point | 1993 | 19% | $226,500 |
| 99568 | Kenai Peninsula Borough | 1992 | 14% | $260,900 |
| 99572 | Cooper Landing | 1979 | 54% | $404,500 |
| 99603 | Kenai Peninsula Borough | 1991 | 25% | $345,600 |
| 99605 | Kenai Peninsula Borough | 1983 | 47% | Not published |
| 99610 | Cohoe | 1996 | 18% | $246,200 |
| 99611 | Kenai Peninsula Borough | 1985 | 38% | $279,800 |
| 99631 | Kenai Peninsula Borough | 1985 | 40% | Not published |
| 99635 | Kenai Peninsula Borough | 1969 | 56% | Not published |
| 99639 | Ninilchik | 1994 | 18% | $244,600 |
| 99663 | Kenai Peninsula Borough | 1987 | 28% | $196,500 |
| 99664 | Kenai Peninsula Borough | 1985 | 32% | $335,500 |
| 99669 | Kenai Peninsula Borough | 1993 | 25% | $304,000 |
| 99672 | Sterling | 1993 | 23% | $313,300 |
| 99682 | Beluga | 1969 | 78% | $46,000 |
Alaska Rules On Mold
Alaska Mold And Insurance Rules
- Alaska insurers may not exclude mold when it comes from a loss the policy covers. Alaska Homeowners Forms Filing Checklist
- The state turned down many mold exclusions because they break Alaska insurance law. Alaska Bulletin B 04-07
- Approved sample wording lets a policy pay up to $10,000 for mold testing and cleanup on top of fixing the covered damage. Alaska Bulletin B 04-07