Mold, Insurance And Removal Costs In Alaska
Alaska has 30 counties and 238 ZIP code neighborhoods on this guide. At the statewide price level a typical professional mold job runs about $1,550 to $6,150 before rebuild.
1985Median year homes were built
37%Homes built before 1980
33%Homes rented, not owned
$333,300Median home value
327,610Housing units
733,971People
Half the homes in Alaska were built before 1985, and 37 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out.
The counties with the oldest housing are Wrangell City and Borough (1975), Ketchikan Gateway Borough (1976), Chugach Census Area (1979), Sitka City and Borough (1979), Petersburg Borough (1980).
FEMA rates inland flooding high in 0 of 30 Alaska counties. Source FEMA National Risk Index, December 2025.
Alaska Rules On Mold
Alaska Mold And Insurance Rules
- Alaska insurers may not exclude mold when it comes from a loss the policy covers. Alaska Homeowners Forms Filing Checklist
- The state turned down many mold exclusions because they break Alaska insurance law. Alaska Bulletin B 04-07
- Approved sample wording lets a policy pay up to $10,000 for mold testing and cleanup on top of fixing the covered damage. Alaska Bulletin B 04-07