Mold Removal Cost And Risk In Kusilvak Census Area, AK
A typical professional mold job in Kusilvak Census Area runs about $1,450 to $5,750 before rebuild, using the Alaska nonmetro price level. Below are the 12 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Alaska rules.
1988Median year homes were built
32%Homes built before 1980
31%Homes rented, not owned
$72,700Median home value
2,341Housing units
8,277People
Half the homes in Kusilvak Census Area were built before 1988, and 32 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 31 percent of homes in Kusilvak Census Area are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 99666 has the oldest homes here, a median year of 1980, and ZIP 99563 the newest, 2000.
Typical Prices In Kusilvak Census Area
| Job | Size | National Range | Kusilvak Census Area Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,450 to $5,750 |
| Mold Remediation | an attic | $2,000 to $7,500 | $1,900 to $7,200 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $200 to $600 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $300 to $950 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $300 to $750 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,750, that cap falls short by about $750 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates Kusilvak Census Area high for cold wave. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | No Rating |
| Coastal flooding | No Rating |
| Hurricane | Not Applicable |
| Cold wave | Relatively High |
| Winter weather | Relatively Moderate |
ZIP Code Neighborhoods In Kusilvak Census Area
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 99554 | Alakanuk | 1992 | 33% | Not published |
| 99563 | Kusilvak Census Area | 2000 | 21% | Not published |
| 99581 | Kusilvak Census Area | 1995 | 23% | $116,500 |
| 99585 | Marshall | 1993 | 30% | $23,900 |
| 99604 | Hooper Bay | 1989 | 38% | Not published |
| 99620 | Kotlik | 1984 | 36% | $75,000 |
| 99632 | Kusilvak Census Area | 1984 | 33% | $21,500 |
| 99650 | Pilot Station | 1984 | 33% | $24,000 |
| 99657 | Kusilvak Census Area | 1986 | 27% | $104,200 |
| 99658 | St. Mary's | 1987 | 34% | $109,600 |
| 99662 | Scammon Bay | 1985 | 31% | Not published |
| 99666 | Kusilvak Census Area | 1980 | 50% | Not published |
Alaska Rules On Mold
Alaska Mold And Insurance Rules
- Alaska insurers may not exclude mold when it comes from a loss the policy covers. Alaska Homeowners Forms Filing Checklist
- The state turned down many mold exclusions because they break Alaska insurance law. Alaska Bulletin B 04-07
- Approved sample wording lets a policy pay up to $10,000 for mold testing and cleanup on top of fixing the covered damage. Alaska Bulletin B 04-07