Mold Removal Cost And Risk In Matanuska-Susitna Borough, AK
A typical professional mold job in Matanuska-Susitna Borough runs about $1,600 to $6,350 before rebuild, using the Anchorage, AK price level. Below are the 11 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Alaska rules.
1996Median year homes were built
18%Homes built before 1980
23%Homes rented, not owned
$319,200Median home value
50,922Housing units
110,677People
Half the homes in Matanuska-Susitna Borough were built before 1996, and 18 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 23 percent of homes in Matanuska-Susitna Borough are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 99729 has the oldest homes here, a median year of 1978, and ZIP 99623 the newest, 2002.
Typical Prices In Matanuska-Susitna Borough
| Job | Size | National Range | Matanuska-Susitna Borough Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,600 to $6,350 |
| Mold Remediation | an attic | $2,000 to $7,500 | $2,100 to $7,900 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $200 to $650 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $300 to $1,050 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $300 to $850 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $6,350, that cap falls short by about $1,350 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates Matanuska-Susitna Borough high for winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively Low |
| Coastal flooding | No Rating |
| Hurricane | Not Applicable |
| Cold wave | Relatively Low |
| Winter weather | Relatively High |
ZIP Code Neighborhoods In Matanuska-Susitna Borough
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 99623 | Point MacKenzie | 2002 | 11% | $294,800 |
| 99645 | Matanuska-Susitna Borough | 1996 | 19% | $338,400 |
| 99652 | Big Lake | 1992 | 31% | $280,200 |
| 99654 | Tanaina | 1997 | 16% | $342,200 |
| 99667 | Matanuska-Susitna Borough | 1986 | 28% | $205,700 |
| 99674 | Matanuska-Susitna Borough | 1989 | 23% | $222,600 |
| 99676 | Matanuska-Susitna Borough | 1997 | 21% | $247,000 |
| 99683 | Matanuska-Susitna Borough | 1990 | 29% | $204,900 |
| 99688 | Matanuska-Susitna Borough | 1996 | 23% | $266,700 |
| 99694 | Houston | 1994 | 24% | $234,500 |
| 99729 | Matanuska-Susitna Borough | 1978 | 54% | $221,400 |
Alaska Rules On Mold
Alaska Mold And Insurance Rules
- Alaska insurers may not exclude mold when it comes from a loss the policy covers. Alaska Homeowners Forms Filing Checklist
- The state turned down many mold exclusions because they break Alaska insurance law. Alaska Bulletin B 04-07
- Approved sample wording lets a policy pay up to $10,000 for mold testing and cleanup on top of fixing the covered damage. Alaska Bulletin B 04-07