Mold Removal Cost And Risk In Northwest Arctic Borough, AK
A typical professional mold job in Northwest Arctic Borough runs about $1,450 to $5,750 before rebuild, using the Alaska nonmetro price level. Below are the 11 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Alaska rules.
1985Median year homes were built
34%Homes built before 1980
40%Homes rented, not owned
$162,500Median home value
2,744Housing units
7,611People
Half the homes in Northwest Arctic Borough were built before 1985, and 34 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 40 percent of homes in Northwest Arctic Borough are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 99750 has the oldest homes here, a median year of 1982, and ZIP 99751 the newest, 1992.
Typical Prices In Northwest Arctic Borough
| Job | Size | National Range | Northwest Arctic Borough Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,450 to $5,750 |
| Mold Remediation | an attic | $2,000 to $7,500 | $1,900 to $7,200 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $200 to $600 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $300 to $950 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $300 to $750 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,750, that cap falls short by about $750 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates Northwest Arctic Borough high for cold wave. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Very Low |
| Coastal flooding | No Rating |
| Hurricane | Not Applicable |
| Cold wave | Relatively High |
| Winter weather | Relatively Moderate |
ZIP Code Neighborhoods In Northwest Arctic Borough
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 99727 | Buckland | 1983 | 42% | $72,000 |
| 99736 | Deering | 1985 | 41% | $106,300 |
| 99749 | Northwest Arctic Borough | 1985 | 37% | $121,900 |
| 99750 | Kivalina | 1982 | 45% | $119,600 |
| 99751 | Kobuk | 1992 | 25% | Not published |
| 99752 | Northwest Arctic Borough | 1984 | 34% | $264,500 |
| 99761 | Noatak | 1992 | 24% | $156,300 |
| 99763 | Noorvik | 1984 | 46% | $137,500 |
| 99770 | Northwest Arctic Borough | 1988 | 31% | $72,500 |
| 99773 | Shungnak | 1986 | 37% | $85,000 |
| 99786 | Ambler | 1990 | 32% | $86,700 |
Alaska Rules On Mold
Alaska Mold And Insurance Rules
- Alaska insurers may not exclude mold when it comes from a loss the policy covers. Alaska Homeowners Forms Filing Checklist
- The state turned down many mold exclusions because they break Alaska insurance law. Alaska Bulletin B 04-07
- Approved sample wording lets a policy pay up to $10,000 for mold testing and cleanup on top of fixing the covered damage. Alaska Bulletin B 04-07