Mold Removal Cost And Risk In Black Hawk County, IA
A typical professional mold job in Black Hawk County runs about $1,300 to $5,200 before rebuild, using the Waterloo-Cedar Falls, IA price level. Below are the 12 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Iowa rules.
1966Median year homes were built
71%Homes built before 1980
35%Homes rented, not owned
$182,400Median home value
58,748Housing units
130,693People
Half the homes in Black Hawk County were built before 1966, and 71 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 35 percent of homes in Black Hawk County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 50703 has the oldest homes here, a median year of 1951, and ZIP 50613 the newest, 1976.
Typical Prices In Black Hawk County
| Job | Size | National Range | Black Hawk County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,300 to $5,200 |
| Mold Remediation | an attic | $2,000 to $7,500 | $1,750 to $6,550 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $150 to $500 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $250 to $850 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $250 to $700 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,200, that cap falls short by about $200 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates Black Hawk County high for winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively Moderate |
| Coastal flooding | Not Applicable |
| Hurricane | Very Low |
| Cold wave | Relatively Moderate |
| Winter weather | Relatively High |
ZIP Code Neighborhoods In Black Hawk County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 50613 | Black Hawk County | 1976 | 57% | $258,300 |
| 50623 | Black Hawk County | 1961 | 62% | $170,500 |
| 50626 | Black Hawk County | 1976 | 59% | $196,800 |
| 50634 | Gilbertville | 1974 | 72% | $187,500 |
| 50643 | Black Hawk County | 1975 | 64% | $240,800 |
| 50648 | Black Hawk County | 1973 | 66% | $210,800 |
| 50651 | Black Hawk County | 1964 | 77% | $172,600 |
| 50667 | Raymond | 1971 | 60% | $210,400 |
| 50701 | Black Hawk County | 1969 | 72% | $183,400 |
| 50702 | Waterloo | 1959 | 85% | $145,800 |
| 50703 | Black Hawk County | 1951 | 83% | $92,500 |
| 50707 | Evansdale | 1964 | 68% | $142,600 |
Cities And Towns
Iowa Rules On Mold
Iowa Mold And Insurance Rules
- Water and sewer backup are not part of a regular home policy. You need special endorsements. Iowa Insurance Division Flood Preparedness
- Flood damage is often left out of home and renter policies. Iowa Insurance Division Flood Preparedness
- The state health agency says mold always starts with water, so fix the water before you clean. Iowa HHS Mold Overview