Mold Removal Cost And Risk In ZIP 50702, Waterloo IA

A typical professional mold job in ZIP 50702, Waterloo runs about $1,300 to $5,200 before rebuild. Half the homes here were built before 1959, older than the Black Hawk County median of 1966.

1959Median year homes were built

85%Homes built before 1980

41%Homes rented, not owned

$145,800Median home value

$926Median gross rent

9,722Housing units

Neighborhood figures for ZIP Code Tabulation Area 50702 from Census ACS 2019 to 2023.

85 percent of homes in 50702 went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out.

About 41 percent of homes here are rented, against 35 percent across Black Hawk County, so most households carry an owner's policy on the building.

The top of a typical mold job here, $5,200, is about 3.6 percent of the median home value of $145,800.

Typical Prices In 50702

JobSizeNational Range50702 Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,300 to $5,200
Mold Remediationan attic$2,000 to $7,500$1,750 to $6,550
Mold Inspection and Testinga visual inspection$200 to $600$150 to $500
Mold Inspection and Testingan inspection with samples$300 to $1,000$250 to $850
Mold Inspection and Testinga clearance test$300 to $800$250 to $700

Estimate is the national range times 87.1 divided by 100, the price level for Waterloo-Cedar Falls, IA, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,200, that cap falls short by about $200 at the top of that range. Read the form

Water Hazards FEMA Rates For Black Hawk County

FEMA rates Black Hawk County high for winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart

HazardFEMA Risk Rating
Inland floodingRelatively Moderate
Coastal floodingNot Applicable
HurricaneVery Low
Cold waveRelatively Moderate
Winter weatherRelatively High

Source FEMA National Risk Index, December 2025, county level.

Iowa Rules On Mold

Nearby ZIP Codes In Black Hawk County

Part of Waterloo, Black Hawk County, Iowa.

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50702, IA Area

Waterloo, Black Hawk County